What services do you provide?

We offer a wide range of services including jewelry appraisals, custom designs, jewelry repair, and financing options.

Do you have a warranty or guarantee on your products?

Yes, we provide a warranty on our products covering defects in materials and workmanship.

Can I schedule a private appointment?

Absolutely! We encourage clients to schedule an appointment for a more personalized shopping experience.

What is your return policy?

We accept returns within 30 days of purchase with items in original condition and packaging.

Can I Get a Title Loan without Bringing in My Car in Missouri?

Yes, you can obtain a title loan in Missouri without bringing your car in. The process can be initiated online, allowing for convenience and ease.

Can You Get a Title Loan with Bad Credit in Missouri?

Absolutely, title loans in Missouri can be obtained even if you have bad credit, as they are secured against the value of your vehicle.

What do I need to apply for a loan?

You need to provide proof of income, bank statements, a valid state ID, and possibly additional documents based on your situation.

Can I pay off my loan early?

Yes, you can pay off your loan at any time without penalties, which can save you interest.

Where are you located?

We are located at 400 North 4th Street, Ste 230, Saint Louis, MO 63102.

What are your operating hours?

We are open Monday to Friday from 10:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM.

What is the maximum loan amount available?

The maximum loan amount available for payday loans in Missouri is $500.

What are the repayment terms?

Repayment terms for payday loans in Missouri typically range from 14 to 31 days.

Can I get a payday loan with bad credit?

Yes, many lenders offer payday loans to individuals with bad credit.

What do I need to qualify for a payday loan?

To qualify, you generally need to be at least 18 years old, have a regular income, and provide proof of residence.

When can I expect the funds to be deposited?

You can expect the funds to be deposited as soon as the same business day if your application is approved.

What types of items do you buy?

We buy gold, jewelry, electronics, and various valuable items.

Do you offer cash loans?

Yes, we provide short-term cash loans on collateral with the lowest interest rates in town.

Is there a charge for jewelry repair services?

Repair prices vary depending on the type of service needed. Contact us for a quote.

What does 'spot price' mean?

The spot price of precious metals is the price used by traders to buy, sell, and trade bullion in the market. Scotsman's prices are live and reflect what large banks and investors use for their trades, ensuring accuracy and up-to-date pricing.

What payment options are accepted?

Scotsman accepts cash, credit cards (Visa, Mastercard, Discover, American Express), checks, and bank wires. Cash payments are limited to $9,999 per 24-hour period.

Can I lock-in a price over the telephone?

Locking in prices over the phone is allowed for bullion club members only, and they are required to make good on the purchase promise.

Do I have to pay sales tax on precious metals purchases?

No, the State of Missouri does not impose a sales/use tax on the purchase of precious metals.

Does Scotsman report purchases to the government?

No, Scotsman does not report purchases to the government.

Do you offer custom jewelry design?

Yes, we offer custom jewelry design services where we help you create your dream piece!

What types of jewelry do you buy?

We buy gold, silver, platinum, bullion, watches, and more. Please inquire for details.

How do I make a pawn?

Simply bring your item in, and discuss your borrowing needs with our pawnbroker to determine how much you can borrow.

Does a pawn go against my credit score?

No, pawning doesn't affect your credit score since there's no credit check involved.

How long can I keep something in pawn?

You can keep your item for 90 days, during which interest will accumulate every 30 days.

What does 'renewing' a pawn mean?

Renewing a pawn means you pay interest to extend the loan duration, typically for another 30 days.

What if I lose my pawn ticket? Can I still pick up my pawn?

Yes, you can pick up your pawn with a valid state I.D. even without the ticket.

Can I buy jewelry there?

Absolutely! We offer a variety of beautiful and unique jewelry pieces.

Do you have Lay-a-way?

Yes, we offer lay-a-way for jewelry only, which lasts for 90 days.

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