What is a Cash Advance?

A Cash Advance is a short-term personal loan to help meet unexpected needs. It's not meant for long-term financial issues.

What is a Payday Loan?

A payday loan is a short-term loan typically under $1,000, due on your next payday.

What is an Installment Loan?

An Installment Loan is a longer-term loan, usually repaid with scheduled payments over 3 to 24 months.

What is a Line of Credit?

A line of credit allows you to borrow money up to a certain limit repeatedly.

What do I need to qualify for a cash advance?

You need to be a U.S. citizen, at least 18 years old, have a reliable income, and an active bank account.

How do I apply for a cash advance?

You can apply online through the All Credit Lenders website, and you'll be matched with a lender quickly.

Is there an application fee?

No, there are no fees to submit an application; fees apply only if you accept a loan.

How much can I receive?

Your initial loan can be up to $2,000 depending on your application details.

Do I need collateral for a cash advance loan?

No, typically collateral is not required.

Do you provide loans Nationwide?

Yes, All Credit Lenders operates in several states with a network of trusted lenders.

What types of items do you buy?

We buy a wide range of items including jewelry, watches, electronics, and valuable collectibles.

Do you offer free appraisals?

Yes, we provide free appraisals for your valuable items before making an offer.

What are your business hours?

Our hours are Monday to Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:30 PM. We are closed on Sundays.

What types of items can I sell to PGS Gold & Coin?

We purchase a wide range of items including gold, silver, rare coins, antiques, jewelry, and collectibles.

Do I need an appointment to get my items appraised?

While appointments are not necessary, we recommend scheduling one for a more personalized experience.

How long does the appraisal process take?

Typically, appraisals can be completed in about 30 minutes, depending on the number of items.

What’s the value of scrap gold?

The value of scrap gold is determined by its gold content and purity. Our business pays at least 75% of the full melt value of scrap gold items.

How to sell gemstones?

Selling gemstones is similar to selling loose diamonds. We evaluate them based on their quality and market demand.

What’s the value of gold & silver coins & bars?

The value is determined by the current spot price. We typically pay 90% of the spot price for gold and silver bullion.

Fire assay is a proven process used to evaluate precious metals, providing accurate measurements down to 1 part per 1,000.

What is the expected wait time for payment after sending my materials?

You can expect full payment in as little as 24 hours after your materials are evaluated.

Do you charge for assay or stone removal?

No, we do not charge any assay fees or for stone removal.

What is a title loan?

A title loan is a fast and easy way to get cash for a vehicle that you have a lien-free title for.

Do I need good credit to get an auto title loan?

No. Your credit score does not matter.

How fast can I get an auto title loan?

The approval process takes less than thirty minutes and does not involve a credit check.

How much money can I borrow?

The amount you can borrow is based on the appraised value of your vehicle.

How do I pay off my auto title loan?

We offer various payment options including cash, check, or money order, and there are no pre-payment penalties.

PawnShopz | Discover pawn shops in Illinois, Lake Villa

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