What items do you accept for loans?

We accept a variety of items including gold, high-end handbags, upscale watches, recent electronics, power tools, and even vehicles (with certain requirements).

Do I need good credit to get a loan?

No, our loans are collateral based, meaning no credit check is required. You just need to provide a valuable item as collateral.

How long can I keep my loan?

The typical loan term is 120 days, with the option to renew if needed.

What happens if I lose my loan ticket?

If you lose your loan ticket, there is a fee of up to $10 to redeem or renew your property.

What do I need to qualify for a car title loan?

To qualify, you need a clean and clear pink slip for your vehicle, which must be paid off and have no liens against it.

How long does it take to get approved?

You can receive a preliminary approval within 15 minutes, and if everything is in order, you can get cash within one business day.

What is the maximum amount I can borrow?

Loan amounts typically range from $1,000 to $15,000, depending on your vehicle's value and your ability to repay.

Yes, you can fill out the application online, over the phone, or in person at our Southern California location.

What if I have bad credit?

Bad credit is not an issue for approval as long as you have equity in your vehicle.

What is required to apply for a car title loan?

To apply for a car title loan, you need to fill out an application, provide proof of car ownership (the title), a valid driver’s license, and proof of car insurance.

How long does it take to get approved for a title loan?

Approval for a title loan typically takes about 30 minutes.

Is my credit score a factor in getting a title loan?

No, your credit score does not affect the approval process for a car title loan.

What types of items can I sell?

We buy gold jewelry, gold coins, bullion, watches, and other valuable items.

Do you offer loans against gold?

Yes, we provide loans using gold as collateral, giving you quick access to cash.

What is a Short Term Loan?

A short term loan or payday loan is a small loan, usually between $100 and $1000, designed to help individuals cover expenses until their next payday. These loans are accessible regardless of credit scores.

How Can I Qualify for a Short Term Loan?

To qualify, you need to be at least 18 years old, have a valid bank account, be legally employed in the US, and meet income requirements, although you do not have to be employed.

What if I Have Multiple Jobs or I am Self-Employed?

If you have multiple jobs, disclose your primary job and provide details about others during your application. Self-employed individuals must show consistent income for at least 90 days.

Are Short Term Loans Expensive?

While they can have higher interest rates than traditional loans due to the risk, responsible use can minimize costs. Always repay on time to avoid unnecessary charges.

How Do I Repay My Loan?

Repayment details will be outlined in your loan agreement, usually withdrawn automatically from your bank account on the due date.

What are your business hours?

We are open from Monday to Sunday, 10:00 AM to 6:00 PM.

Do you offer financing options for loans?

Yes, we provide several financing options for loans and purchases.

Where are you located?

We are located at 408 Broadway, Santa Monica, CA 90401.

What are your hours of operation?

We are open Monday to Friday from 9:30 AM to 5:00 PM and on the 1st and 3rd Saturday of the month from 10 AM to 2 PM.

Where are you located?

Our address is 1312 Lincoln Blvd, Santa Monica, CA 90401.

How can I contact you?

You can reach us at (310) 393-0661 or send an email to info@wilshirecoin.com.

What types of loans do you offer?

We offer a wide variety of loans, including SBA loans, equipment financing, alternative loans, lines of credit, and more.

Is there a credit check during pre-qualification?

No, our pre-qualification process does not impact your credit score.

How long does it take to get approved?

Our streamlined process allows for quick pre-qualification, and upon application completion, funding can occur swiftly.

Are there hidden fees?

We pride ourselves on transparency, with no hidden fees and upfront communication about the loan terms.

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