How does a pawn loan work?

Pawn loans are straightforward ways to obtain quick cash based on the value of your pawned item. They come with a term of one month plus a 30-day grace period. You can extend or surrender your merchandise if needed.

What is an extension?

An extension allows you to prolong your 30-day loan by an additional 30 days for just the interest amount if you cannot pay back within the initial timeframe.

A renewal allows you to pay only the accrued interest on your loan, enabling you to initiate a new pawn loan while keeping the original payment amount.

What type of identification do I need to get a loan?

You will need a state-issued ID or driver's license that is not more than one year expired, an immigration card, or a passport.

How do you determine how much to loan me on my item?

The loan amount depends on the item's value, condition, and our ability to resell it if necessary. Our experienced management team evaluates this personally.

Are pawnshops regulated?

Yes, they are regulated at local, state, and federal levels. In Texas, pawnshops obtain licenses from the Office of Consumer Credit and undergo regular audits.

How old do I have to be to buy a gun?

You must be 18 years old to purchase a long-gun and 21 to buy a handgun, along with passing a federal background check.

Should I be concerned about buying a stolen item?

No, we work with local authorities to ensure the prevention and identification of stolen property, requiring ID for all pawned or sold items.

Yes, items can be placed on layaway with just a 10% down payment, followed by a mutually agreed upon monthly payment.

What types of items do you purchase?

We buy gold, silver, platinum, and diamonds among other valuable items.

Do I need an appointment to sell my items?

Yes, we operate by appointment only to ensure confidentiality and personalized service.

What locations do you serve?

We have several locations, including The Woodlands, Spring, The Heights District, Galleria, and Katy.

How can I schedule an appointment?

You can schedule an appointment by calling us at (713) 444-9965.

What are the new hours for the Spring location?

The new hours for the Spring location are Monday to Friday from 10 AM to 5:30 PM and Saturday from 11 AM to 4 PM.

Do I need to make a minimum order for the online store?

No, there are no minimum orders in the new online store, and items will ship directly to your home.

Can I sell graded bullion?

Yes, Houston Gold Merchants can assist you with selling your graded bullion and provide valuable insights.

How can I sell my diamond and jewelry?

You can sell your diamond and jewelry in person or online through our website.

What types of jewelry do you buy?

We buy diamonds, fine jewelry, watches, and unique vintage pieces.

Is there a fee for getting an estimate?

No, we offer free estimates for your jewelry.

What are typical payday loan requirements?

To qualify for a payday loan, you need to be a U.S. citizen, at least 18 years old, and must show proof of employment or a regular income of $1,000 or more per month, along with having a bank account.

How soon will I receive the funds?

Many borrowers report receiving their funds the next business day, allowing you to have the money in your bank account by morning.

What happens if I don't make a payment on my loan by the due date?

Failing to make a payment on time can negatively affect your credit rating as the loan is a legally binding agreement.

Can I get a payday loan if I have bad credit?

Yes, payday lenders cater to various borrowers, including those with bad credit. It's advisable to research your options and have proof of income ready.

What if I have filed for bankruptcy?

Individuals with a bankruptcy history can still potentially qualify for a payday loan, especially if they can demonstrate financial responsibility since.

What are the requirements?

To be eligible, you need to have worked at least 6 months at your job, possess a Texas Driver License or I.D., be 18 or older, provide a bank statement, and show proof of income (like a paystub, award letter, child support, or retirement).

What is the difference between a payday loan and an installment loan?

Payday loans typically have higher interest rates and require repayment in full with interest on your next payday, while installment loans allow for monthly payments over up to 12 months at a lower rate.

Can I apply if I don’t live in Texas?

No, only Texas residents are eligible to apply for an installment loan.

Can you deposit my loan in my Bank Account?

Yes, the loan proceeds can be transferred to your bank account the next business day or you can visit our branch.

Does my credit have to be Perfect?

No, as long as you are not currently behind on bills, we can overlook past credit issues.

Do you accept debit card payments?

Yes, payments on your installment loan can be made using a debit card or through ACH debit.

When are my payments due?

Payments are due once a month, 30 days after you receive your personal loan.

Do you report to the credit bureau?

Yes, we report to the credit bureau every month to help you establish and build your credit history.

What types of loans do you offer?

We provide online loans, signature loans, monthly installment loans, and personal loans.

What is the maximum amount I can borrow?

You can borrow up to $1,600 for emergencies, bills, or any other needs.

How do I apply for a loan?

You can apply online or by phone by calling (713) 226-8463.

What types of items do you buy?

We buy a wide range of items including gold, silver, rare coins, bullion, jewelry, luxury watches, sports memorabilia, and paper money.

Do you offer appraisals?

Yes, we provide free evaluations and appraisals for various items including coins and jewelry.

What are your business hours?

Our hours are Monday to Friday from 9:00 AM to 5:00 PM, Saturday 10:00 AM to 4:00 PM, and we are closed on Sundays.

How do I sell my gold or jewelry?

You can bring your items to our store for a free evaluation, and our experts will guide you through the selling process.

What types of items can I sell to Lucky Clover Gold Buyers?

We purchase gold, silver, platinum, luxury brand watches, jewelry (new or old), coins, and scrap gold.

How does the selling process work?

Simply bring your items to our store for a no-pressure evaluation. We provide instant cash based on fair appraisals.

PawnShopz | Discover pawn shops in League City, Galveston County

pawn shops in League City, Galveston County

Big City Pawn

phone language pawn shop

Closed today ⌁ 10.9km

30 years in business

Texas Coins & Jewelry

phone language Gold Buyer

Closed today ⌁ 5.2km

2 years years in business

Houston Gold Merchants

phone language gold buying

Closed today ⌁ 2.0km

Diamond Buyers

phone language diamond buyers

Closed today ⌁ 6.5km

45 years years in business

Easy Online Payday Loan

phone language payday loans

Closed today ⌁ 4.9km

3 years in business

GBC Finance

phone language Personal Unsecured Loans

Closed today ⌁ 3.0km

Get personal unsecured loans up to $..

Hermanos Loan Company

phone language Online Loans

Closed today ⌁ 5.0km

25 years in business

U.S. Coins and Jewelry

phone language coin buying

Closed today ⌁ 7.9km

22 years in business

Lucky Clover Gold Buyers

phone language gold buyer

Closing in 3 hours ⌁ 7.5km

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