What types of loans does American Cash Advance offer?

American Cash Advance offers cash advances, title loans, and signature loans.

How quickly can I get cash?

Cash loans can be approved in minutes when you visit one of our locations.

Are there any fees associated with cash advances?

Yes, fees may apply, and it's advised to ask about rates and terms at the location.

How does pawning work?

Pawning is a straightforward process where you bring in an item of value to our pawn shop as collateral for a loan. Our expert appraisers assess the item and determine its market value. Based on that value, we offer you a loan amount. Once you agree to the terms and sign the loan agreement, you receive the cash and leave the item with us. You have a specified period to repay the loan, including interest and fees, after which you can redeem your item by repaying the loan in full.

What items can I pawn?

We accept a wide range of valuable items, including jewelry, electronics, musical instruments, luxury goods, and more. The item should have a resale value and be in good working condition. Our appraisers will evaluate each item individually to determine its worth and eligibility for a loan.

How is the loan amount determined?

The loan period is typically set for a specific duration, which can vary depending on local regulations and the agreement made. Common loan periods are typically 30 days, with the option to renew or extend the loan by paying the interest and fees. We offer flexible terms to accommodate your needs and work with you to find the best solution.

Is my item safe while it is in pawn?

Yes, your item is stored securely in our facility during the duration of the loan period. We take utmost care to ensure the safety and security of all pawned items.

Can I pawn multiple items at once?

Absolutely! You can pawn multiple items at once, as long as they meet our acceptance criteria. Our appraisers will evaluate each item separately and offer you a loan amount based on their individual values.

Can I sell my item instead of pawning it?

Yes, we offer a buyback option where you can sell your item outright to us. Our appraisers will assess the value of the item and make you a fair offer based on its market worth.

What happens if I can't repay my loan?

If you're unable to repay your loan within the agreed-upon period, you have the option to renew or extend the loan by paying the interest and fees. However, if you are still unable to redeem your item or extend the loan, it may be forfeited and sold to recover the loan amount.

Are pawn transactions confidential?

Yes, we value your privacy and treat all pawn transactions with the utmost confidentiality. Your personal information and pawn transactions are kept secure and protected.

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