What are the requirements for obtaining a loan?

Requirements include: being 21 years old or older, having a valid original NRC/Driver’s license or Passport, being in full employment with an active bank account for personal loans, actively trading in a business for more than 6 months for business loans, and being a holder of a registered mobile phone number.

What documents am I required to bring with me?

You will need to bring a valid ID (NRC, passport, or driving license), the latest payslip (stamped), a bank statement for the last month, and a letter of introduction from your employer (on headed paper). You can also upload these documents online during your application.

We offer loans ranging from K500 to K250,000, including cash advances (Payday Loans), business loans, and more. Approval depends on affordability based on your payslip and credit score.

What if I'm unable to pay?

If you can't pay off the entire loan, we offer a pay-later facility.

How secure is my information as an investor?

Your information is secure as we are ISO 27001:2013 certified and PCI DSS compliant, with strict data protection measures.

What are the risks involved?

Key risks include credit risk from borrower defaults and liquidity risk concerning fund withdrawal. We mitigate these through rigorous pre-screening and automated reminders.

Can Non-Zambian citizens invest?

Yes, all individuals and entities, including non-Zambians, can invest.

How can I contact you?

You can contact us at our office or through our call center at +260761228721.

What are your working hours?

Our working hours are Monday to Friday from 08:00 to 17:00 and Saturday from 08:00 to 13:00. We are closed on Sundays and public holidays.

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