How do I make a pawn?

Simply bring your item in, and discuss your borrowing needs with our pawnbroker to determine how much you can borrow.

Does a pawn go against my credit score?

No, pawning doesn't affect your credit score since there's no credit check involved.

How long can I keep something in pawn?

You can keep your item for 90 days, during which interest will accumulate every 30 days.

What does 'renewing' a pawn mean?

Renewing a pawn means you pay interest to extend the loan duration, typically for another 30 days.

What if I lose my pawn ticket? Can I still pick up my pawn?

Yes, you can pick up your pawn with a valid state I.D. even without the ticket.

Can I buy jewelry there?

Absolutely! We offer a variety of beautiful and unique jewelry pieces.

Do you have Lay-a-way?

Yes, we offer lay-a-way for jewelry only, which lasts for 90 days.

What services do you offer?

We offer a wide range of services including pawn loans, watch battery replacement starting at $10, and FFL transfers for firearms at $40 each. Exclusions may apply.

What are your business hours?

We are open from 9:00 AM to 5:00 PM, Monday through Saturday, and closed on Sundays.

What is the going rate for gold today?

The current rate for gold fluctuates, and it is best to check real-time prices which are often updated on our blog.

Can I sell my old jewelry to a jewelry store instead of a pawn shop?

Yes, selling to a jewelry store often ensures you get a better price due to their focus on resale value compared to pawn shops.

How do I know the value of my items?

We offer free appraisals where our experts can evaluate your items and give you a fair market value.

A pawn loan is a short-term loan where an item is used as collateral.

What items can you pawn?

You can pawn various items including jewelry, electronics, and heavy machinery.

How long does it take to get approved for a loan?

You can get approved in as little as 5 minutes.

What types of services do you offer?

We offer custom jewelry, jewelry repairs, buying and selling of coins and precious metals, as well as a curated collection of estate jewelry.

How long have you been in business?

Smith Jewelry has been operating since 1964, providing over 35 years of experience in the jewelry industry.

How much can I sell gold for?

The selling price for gold varies based on market value and purity. It's best to consult with us directly for specific offers.

Want to borrow money?

We loan money on a variety of items, including industrial construction equipment, lawn mowers, jewelry, and diamonds. If you have an item of value, bring it in for an evaluation!

What options do I have for selling my jewelry?

You can sell your jewelry in-store, via mail-in service, or through an at-home visit.

How can I get a free evaluation for my jewelry?

You can text a photo of your jewelry to 314-974-6699 to receive a free evaluation.

How much can I borrow?

Loans range from $25.00 to the state regulated maximum of $500.00.

Is the payday loan industry regulated?

Yes. Same Day Loan Co. is licensed by the Missouri Division of Finance.

Will I be ineligible if my bank balance is negative or I have returned checks?

Not necessarily. We evaluate your entire 30-day bank statement along with other factors.

How much do you charge for loans?

Our interest rate is a 15% fee for each 14-day loan period.

Can I pay my loan off early?

Yes, and we encourage customers to do so. Interest is pro-rated.

What services do you offer?

We offer a range of services including jewelry customization, resizing, repairs, and cleaning. You can consult with our experts to help design your perfect engagement ring.

Do you provide financing options?

Yes, we offer various payment and financing options to make your purchase easier.

What are your store hours?

Our store hours are Tuesday to Friday from 10 AM to 6 PM and Saturday from 10 AM to 4 PM. We are closed on Sunday and Monday.

PawnShopz | Discover pawn shops in Missouri, Affton

pawn shops in Missouri, Affton

Metro Pawn

phone language pawn shop

Closing in 1 hour ⌁ 9.9km

13 years years in business

Rock Road Pawn Shop

phone language pawn shop

Closing in 0 hours ⌁ 7.6km

Rock road pawn, rock road pawn shop,..

St. Louis Gold Buyers and Jewelry Center

phone language gold buying

Closing in 0 hours ⌁ 6.1km

13 years in business

North County Pawn Center

phone language pawn shop

Closing in 0 hours ⌁ 13.5km

St Louis Pawn Shop Providing Short T..

Smith Jewelry & Coins

phone language jewelry store

Closing in 1 hour ⌁ 14.8km

Looking for a jewelry store with a g..

Cash Central Pawn

phone language pawn shop

Closing in 1 hour ⌁ 14.7km

20 years in business

First Capitol Pawn

phone language pawn shop

Closed today ⌁ 7.3km

35 years in business

Used Jewelry Buyer

phone language jewelry buying

Closing in 0 hours ⌁ 5.5km

With 30 years experience buying and ..

Same Day Loan Co.

phone language payday loans

Closing in 1 hour ⌁ 10.1km

Pay less for your payday loan. Low c..

Harris Jewelers

phone language jewelry store

Closing in 1 hour ⌁ 13.1km

N/A years in business

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pawn shops in Missouri, Affton

Metro Pawn

Rock Road Pawn Shop

St. Louis Gold Buyers and Jewelry Center

North County Pawn Center

Smith Jewelry & Coins

Cash Central Pawn

First Capitol Pawn

Used Jewelry Buyer

Same Day Loan Co.

Harris Jewelers

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