What are the requirements for approval?

You must have been employed for at least 4 months, hold a valid Missouri state ID or driver’s license, and have a net income of at least $250 a week.

What if I have poor credit?

No problem! We do not require good credit or any credit history to qualify.

How soon can I receive my loan?

Loans can be pre-approved in minutes, and once we have your documentation, you can receive cash quickly.

What documents do you require?

Please bring your two most recent pay stubs, a recent bank statement, a bill with your name and address, and a valid Missouri driver’s license or state ID.

Annual Percentage Rate expresses the cost of credit that customers pay annually, including loan interest and fees.

How do you determine the amount of money to loan me?

The amount you can borrow is regulated by Missouri State law and is based on your current income.

Is my installment loan confidential and secure?

Yes, we utilize a secure SSL server to protect your personal information.

Can I pay my loan back early?

Yes, you can repay your loan early without the penalty and may be eligible for a refund of fees.

In which state are you authorized to provide loans?

We are authorized to provide loans in Missouri.

What are the major types of items that you usually loan against?

We loan on Gold and Platinum jewelry, broken jewelry, gold/silver coins, and Apple products (excluding Laptops).

Is there some minimum value of an item that you will consider lending against?

Yes, we have a minimum loan value of $150.

How do I send my items to you?

Once we have made an agreement, we will contact you with shipping details.

What will the shipping cost me?

Shipping to our location is covered by us, but you will need to pay for return shipping.

What if my items get stolen or lost?

Your item is insured from the moment it is shipped to us until you pick it up, ensuring compensation in case of loss.

How long does the application process take?

Typically, we respond within 24 hours of receiving your application, barring weekends.

Why do I need to provide proof of identification?

Legal requirements mandate that we verify the identification of those we provide funds to.

Can I make partial payments?

At this time, we are unable to accept partial payments.

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