What type of items can I pawn?

You can pawn gold, silver, jewelry, diamonds, luxury watches, and many other valuable items.

How does the cash loan process work?

Simply bring in an item as collateral, we'll appraise its value, and if you accept our offer, you can get cash on the spot.

Do you buy items outright?

Yes, we buy gold, silver, jewelry, diamonds, and watches, among other valuables.

What items do you Buy or accept for a Loan?

We provide Loans and Buy Gold (10k, 14k, 18k, 24k), Platinum, Silver, Diamonds, Designer Bags, High-End Watches & Coins.

How long do I have to pay off my loan?

Our loan contracts are for 4 months. If you need additional time, you can renew your loan for another 4 months by paying the required renewal fees.

Can I extend my Pawn period?

Absolutely! If you need more time, you can renew your loan for another 4 months by paying the interest and fees.

Can I make a payment from home?

Yes! With our new mobile app, you can view and renew your loan(s) from the comfort of your home.

If I want to pay off my loan early, will there be any prepayment penalties?

No, there are absolutely no penalties for paying off your loan early.

How long does it take to receive my money?

You’ll receive your money instantly—there’s no waiting period!

Do I need a credit or background check to pawn an item?

No, a credit or background check is not required. All you need is a valid ID.

What type of Identification do you accept?

We accept any valid and unexpired government-issued photo identification, including State-Issued Driver's license, U.S. Passport, and Military ID.

What is your monthly interest rate?

Our interest rate is 4%, one of the lowest in the country.

Do you offer small business loans?

Yes, we assist local small business entrepreneurs with cash for growth, unexpected expenses, etc.

Can you help fund special events such as weddings?

Yes, we assist with temporary funding for significant events like weddings.

What languages do you speak?

One of our Pawn Specialists speaks Spanish; we also have a translation device for other languages.

How old do I have to be to Pawn or Sell?

You must be at least 18 years old and present a valid photo ID.

What unit of measurement do you use to weigh jewelry?

We primarily weigh jewelry in pennyweight (dwt) but can convert to grams or ounces if requested.

What type of payments do you accept?

We accept Cash, Debit Card, or Check, noting that checks must clear before item retrieval.

How far in advance should I call to arrange the pick-up of my loan or pawned item?

Please call at least one week in advance; you can also use our app to view loan details.

What happens if I can't repay my loan? Will it ruin my credit?

Contact us if you're having trouble; we will work with you to find a solution. Defaulting will not affect your credit.

What type of funding solutions does Star Advance Group offer?

Star Advance Group provides various funding solutions including term loans, consolidation programs, and merchant cash advances tailored for small businesses.

How quickly can I get funded?

You can get a fast quote within an hour and potentially receive funding on the same day after your application is approved.

Which industries does Star Advance Group serve?

Star Advance Group provides funding solutions for various industries including retail, technology, and hospitality.

What is the First Draw PPP Funding?

The First Draw PPP funding is designed to help eligible small businesses keep employees on the payroll and manage essential expenses during the COVID economic crisis.

What qualifications do I need for First Draw PPP Funding?

To qualify for First Draw PPP funding, businesses must have 500 or fewer employees and meet various eligibility criteria, including being a nonprofit, tribal, or veteran organization.

How does personal financing work?

Personal financing typically involves receiving a lump sum that is repaid in installments over a specified term, with many lenders offering automatic payments to simplify the process.

What is the repayment period for personal funding?

Repayment for personal funding can range from six months to five years, with monthly payments expected during the term.

What are the options for installment funding?

Installment funding provides borrowers with a lump sum that is repaid over time, usually through regular monthly payments made towards principal and interest.

What types of items do you buy?

We purchase gold, jewelry, diamonds, silver, antiques, and electronics.

How does the pawn process work?

To pawn an item, bring in something of value, we'll evaluate it, give you cash on the spot, and if you return the cash plus interest within 4 months, you can reclaim your item.

What are the benefits of pawning instead of selling?

Pawning allows you to retain ownership of your valuables while accessing quick cash, without the lengthy processes typical of loans.

What services do you provide?

We offer a wide range of services including buying and selling gold, diamonds, silver, jewelry repairs, custom jewelry creation, and cash loans.

How does the pawn process work?

Bring your items to our store, we will evaluate them, offer a top dollar quote on the spot, and you can either accept cash or a loan.

What are your store hours?

We are open Monday to Friday from 10 AM to 7 PM.

What are your business hours?

We are open Monday through Saturday from 10:00 AM to 07:00 PM and closed on Sundays.

What do you accept for pawning?

We accept a wide range of items including jewelry, electronics, and vintage goods.

Do you offer cash loans?

Yes, we provide cash loans based on the value of your pledged items.

PawnShopz | Discover pawn shops in New Jersey, Fair Lawn

pawn shops in New Jersey, Fair Lawn

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pawn shops in New Jersey, Fair Lawn

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