What items do you Buy or accept for a Loan?

We provide Loans and Buy Gold (10k, 14k, 18k, 24k), Platinum, Silver, Diamonds, Designer Bags, High-End Watches & Coins.

How long do I have to pay off my loan?

Our loan contracts are for 4 months. If you need additional time, you can renew your loan for another 4 months by paying the required renewal fees.

Can I extend my Pawn period?

Absolutely! If you need more time, you can renew your loan for another 4 months by paying the interest and fees.

Can I make a payment from home?

Yes! With our new mobile app, you can view and renew your loan(s) from the comfort of your home.

If I want to pay off my loan early, will there be any prepayment penalties?

No, there are absolutely no penalties for paying off your loan early.

How long does it take to receive my money?

You’ll receive your money instantly—there’s no waiting period!

Do I need a credit or background check to pawn an item?

No, a credit or background check is not required. All you need is a valid ID.

What type of Identification do you accept?

We accept any valid and unexpired government-issued photo identification, including State-Issued Driver's license, U.S. Passport, and Military ID.

What is your monthly interest rate?

Our interest rate is 4%, one of the lowest in the country.

Do you offer small business loans?

Yes, we assist local small business entrepreneurs with cash for growth, unexpected expenses, etc.

Can you help fund special events such as weddings?

Yes, we assist with temporary funding for significant events like weddings.

What languages do you speak?

One of our Pawn Specialists speaks Spanish; we also have a translation device for other languages.

How old do I have to be to Pawn or Sell?

You must be at least 18 years old and present a valid photo ID.

What unit of measurement do you use to weigh jewelry?

We primarily weigh jewelry in pennyweight (dwt) but can convert to grams or ounces if requested.

What type of payments do you accept?

We accept Cash, Debit Card, or Check, noting that checks must clear before item retrieval.

How far in advance should I call to arrange the pick-up of my loan or pawned item?

Please call at least one week in advance; you can also use our app to view loan details.

What happens if I can't repay my loan? Will it ruin my credit?

Contact us if you're having trouble; we will work with you to find a solution. Defaulting will not affect your credit.

What type of funding solutions does Star Advance Group offer?

Star Advance Group provides various funding solutions including term loans, consolidation programs, and merchant cash advances tailored for small businesses.

How quickly can I get funded?

You can get a fast quote within an hour and potentially receive funding on the same day after your application is approved.

Which industries does Star Advance Group serve?

Star Advance Group provides funding solutions for various industries including retail, technology, and hospitality.

What services do you provide?

We offer a wide range of services including buying and selling gold, diamonds, silver, jewelry repairs, custom jewelry creation, and cash loans.

How does the pawn process work?

Bring your items to our store, we will evaluate them, offer a top dollar quote on the spot, and you can either accept cash or a loan.

What are your store hours?

We are open Monday to Friday from 10 AM to 7 PM.

What are your business hours?

We are open Monday through Saturday from 10:00 AM to 07:00 PM and closed on Sundays.

What do you accept for pawning?

We accept a wide range of items including jewelry, electronics, and vintage goods.

Do you offer cash loans?

Yes, we provide cash loans based on the value of your pledged items.

What types of coins do you buy?

We purchase old U.S. and foreign coins, including gold, silver, platinum, and sterling silver coins.

Do you offer appraisals?

Yes, we provide free in-store verbal appraisals for your coins and collectibles.

What is your location?

We are located at 9 Walnut Ave, Cranford, NJ 07016, across from the Cranford Hotel.

Do you buy gold, diamonds, platinum, and watches—even old or broken items?

Yes, we now buy as well as sell merchandise. We will buy your items in any condition, and you can bring all your items in for cash today!

Do I have to repay my pawn/loan? What happens if I do not pay?

No. We give our pawn loans with "no strings attached," meaning you are not obligated to repay your pawn loan if you do not want to. However, your merchandise will be sold if you do not repay your pawn loan by the due date. The decision to repay/not repay your pawn loan is yours!

Do I have to pay interest on my pawn loan?

Yes, all pawnbrokers charge interest for their services, but shop around. You will find that our state-regulated interest rates are lower than most other pawnbrokers in New York.

How do I get my merchandise back? What if I do not have the money to repay my pawn/loan?

All merchandise is kept in a safe deposit, so you must call the phone number on your white pawn ticket to arrange for a pick-up. If you do not have the cash available before your due date, you can pay only the finance charges due, as listed on your white pawn ticket, to extend your pawn/loan for another 4 months.

How do I know when my pawn loan is due? Where can I find my 'Pledge Number' for referencing my pawn loan when calling for information, pick-ups, etc.?

Both the due date for your pawn loan as well as the pledge number are listed in the bottom right corner of your white pawn ticket. In addition, we will send you a reminder notice in the mail 30 days prior to the due date of your pawn loan.

What types of items can I pawn?

We accept a wide range of items including jewelry, electronics, and vehicles.

What are your loan terms?

Our loans are typically short-term collateral loans designed to help meet immediate cash needs.

Do you offer jewelry repair services?

Yes, we offer various jewelry repair services including resizing, engraving, and cleaning.

Can I sell my items instead of pawning them?

Absolutely! We buy and trade valuable items. Visit us for a fair assessment.

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