How does pawning work?

Pawning allows you to use your item as collateral for a loan. The shop evaluates your item, offers a loan amount, and holds the item until the loan is repaid.

What is the typical time frame for pawning?

We work with you! When you come in with your item, we will work out an agreement that works best for both of us.

What types of items can I pawn or sell?

Common items include jewelry, electronics, tools, musical instruments, collectibles, and luxury goods like designer handbags or watches.

Do you perform credit checks for pawn loans?

No, pawn loans don’t require a credit check since they are secured by the item you provide.

How is the value of my item determined?

The shop considers factors like the item's condition, market demand, authenticity, and resale value. Specific items, like jewelry, may also be assessed based on weight, carat, and quality.

What form of ID do you need?

You are required to have a valid government-issued ID, such as a driver’s license or passport.

Do you offer cash loans without credit checks?

Yes, we provide instant cash loans with no credit checks. You can borrow against your valuables without selling them.

What is your shipping policy?

We offer free shipping on fine jewelry and coins.

What types of jewelry do you buy?

We purchase gold, silver, platinum jewelry, coins, diamonds, and more.

How does the gold party work?

You can host a gold party by inviting friends to bring their unwanted gold or silver jewelry, and they can receive cash on the spot.

What services do you offer?

We specialize in custom jewelry design, gold and diamond buying, jewelry repairs, and appraisals.

What are your business hours?

We are open Tuesday to Saturday from 10 AM to 5 PM and closed on Sunday and Monday.

What type of items can I pawn?

You can pawn gold, silver, jewelry, diamonds, luxury watches, and many other valuable items.

How does the cash loan process work?

Simply bring in an item as collateral, we'll appraise its value, and if you accept our offer, you can get cash on the spot.

Do you buy items outright?

Yes, we buy gold, silver, jewelry, diamonds, and watches, among other valuables.

What items do you Buy or accept for a Loan?

We provide Loans and Buy Gold (10k, 14k, 18k, 24k), Platinum, Silver, Diamonds, Designer Bags, High-End Watches & Coins.

How long do I have to pay off my loan?

Our loan contracts are for 4 months. If you need additional time, you can renew your loan for another 4 months by paying the required renewal fees.

Can I extend my Pawn period?

Absolutely! If you need more time, you can renew your loan for another 4 months by paying the interest and fees.

Can I make a payment from home?

Yes! With our new mobile app, you can view and renew your loan(s) from the comfort of your home.

If I want to pay off my loan early, will there be any prepayment penalties?

No, there are absolutely no penalties for paying off your loan early.

How long does it take to receive my money?

You’ll receive your money instantly—there’s no waiting period!

Do I need a credit or background check to pawn an item?

No, a credit or background check is not required. All you need is a valid ID.

What type of Identification do you accept?

We accept any valid and unexpired government-issued photo identification, including State-Issued Driver's license, U.S. Passport, and Military ID.

What is your monthly interest rate?

Our interest rate is 4%, one of the lowest in the country.

Do you offer small business loans?

Yes, we assist local small business entrepreneurs with cash for growth, unexpected expenses, etc.

Can you help fund special events such as weddings?

Yes, we assist with temporary funding for significant events like weddings.

What languages do you speak?

One of our Pawn Specialists speaks Spanish; we also have a translation device for other languages.

How old do I have to be to Pawn or Sell?

You must be at least 18 years old and present a valid photo ID.

What unit of measurement do you use to weigh jewelry?

We primarily weigh jewelry in pennyweight (dwt) but can convert to grams or ounces if requested.

What type of payments do you accept?

We accept Cash, Debit Card, or Check, noting that checks must clear before item retrieval.

How far in advance should I call to arrange the pick-up of my loan or pawned item?

Please call at least one week in advance; you can also use our app to view loan details.

What happens if I can't repay my loan? Will it ruin my credit?

Contact us if you're having trouble; we will work with you to find a solution. Defaulting will not affect your credit.

What type of funding solutions does Star Advance Group offer?

Star Advance Group provides various funding solutions including term loans, consolidation programs, and merchant cash advances tailored for small businesses.

How quickly can I get funded?

You can get a fast quote within an hour and potentially receive funding on the same day after your application is approved.

Which industries does Star Advance Group serve?

Star Advance Group provides funding solutions for various industries including retail, technology, and hospitality.

What services do you provide?

We offer a wide range of services including buying and selling gold, diamonds, silver, jewelry repairs, custom jewelry creation, and cash loans.

How does the pawn process work?

Bring your items to our store, we will evaluate them, offer a top dollar quote on the spot, and you can either accept cash or a loan.

What are your store hours?

We are open Monday to Friday from 10 AM to 7 PM.

PawnShopz | Discover pawn shops in New Jersey, West Caldwell

pawn shops in New Jersey, West Caldwell

Good Stuff Pawn

phone language pawn services

Closed today ⌁ 20.2km

Not Provided years in business

917 Pawn Shop

phone language pawn shop

Closed today ⌁ 8.5km

Licensed pawnbrokers, 917pawnshop is..

Somerset County Gold Buyers

phone language gold buying

Closed today ⌁ 42.3km

Do you have unwanted gold or silver ..

A M Jewelers

phone language jewelry design

Closed today ⌁ 5.8km

Not found

Gold Breeze Jewelers & Nelly's Pawn Shop

phone language pawn shop

Closed today ⌁ 16.6km

4 years in business

Stop N Pawn

phone language pawn shop

Closing in 0 hours ⌁ 17.0km

5 years in business

Pawn Shop Newark

phone language pawn shop

Closed today ⌁ 6.6km

PawnShopNewark.com is your home for ..

Pawn Cash Go

phone language pawn shop

Closing in 0 hours ⌁ 7.0km

N/A years in business

Star Advance Group

phone language financial solutions

Closed today ⌁ 23.6km

16 years in business

Al's Gold Market

phone language pawn services

Closing in 0 hours ⌁ 22.4km

3 years in business

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pawn shops in New Jersey, West Caldwell

Good Stuff Pawn

917 Pawn Shop

Somerset County Gold Buyers

A M Jewelers

Gold Breeze Jewelers & Nelly's Pawn Shop

Stop N Pawn

Pawn Shop Newark

Pawn Cash Go

Star Advance Group

Al's Gold Market

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