How does pawning work?

Pawning is a straightforward process where you bring in an item of value to our pawn shop as collateral for a loan. Our expert appraisers assess the item and determine its market value. Based on that value, we offer you a loan amount. Once you agree to the terms and sign the loan agreement, you receive the cash and leave the item with us. You have a specified period to repay the loan, including interest and fees, after which you can redeem your item by repaying the loan in full.

What items can I pawn?

We accept a wide range of valuable items, including jewelry, electronics, musical instruments, luxury goods, and more. The item should have a resale value and be in good working condition. Our appraisers will evaluate each item individually to determine its worth and eligibility for a loan.

How is the loan amount determined?

The loan period is typically set for a specific duration, which can vary depending on local regulations and the agreement made. Common loan periods are typically 30 days, with the option to renew or extend the loan by paying the interest and fees. We offer flexible terms to accommodate your needs and work with you to find the best solution.

Is my item safe while it is in pawn?

Yes, your item is stored securely in our facility during the duration of the loan period. We take utmost care to ensure the safety and security of all pawned items.

Can I pawn multiple items at once?

Absolutely! You can pawn multiple items at once, as long as they meet our acceptance criteria. Our appraisers will evaluate each item separately and offer you a loan amount based on their individual values.

Can I sell my item instead of pawning it?

Yes, we offer a buyback option where you can sell your item outright to us. Our appraisers will assess the value of the item and make you a fair offer based on its market worth.

What happens if I can't repay my loan?

If you're unable to repay your loan within the agreed-upon period, you have the option to renew or extend the loan by paying the interest and fees. However, if you are still unable to redeem your item or extend the loan, it may be forfeited and sold to recover the loan amount.

Are pawn transactions confidential?

Yes, we value your privacy and treat all pawn transactions with the utmost confidentiality. Your personal information and pawn transactions are kept secure and protected.

What is a payday loan?

A payday loan is a small, short-term loan typically used to cover urgent expenses until the borrower receives their next paycheck.

How much can I borrow?

You can borrow amounts ranging from $100 to $1,000, with repayment typically due in 7 to 30 days.

Is there a credit check?

No, payday lenders often do not perform hard credit checks.

What types of items does Blanchard buy back?

Blanchard buys back gold, silver, platinum, and palladium, as well as rare coins that have been graded and slabbed.

How do I get a quote for my items?

To receive a quote, contact Blanchard directly, and they will provide the current bid price for your holdings.

What is the process for selling my items?

After receiving a quote, you'll need to ship your items to Blanchard for inspection. Once received, they will confirm the grade and condition before completing the buyback paperwork.

How long does it take to receive payment after selling?

Payment is typically sent via check or wire transfer after your items are confirmed and the paperwork is completed.

What types of items can I sell at New Orleans Silver and Gold Exchange?

You can sell a variety of items, including gold and silver jewelry, coins, bullion, sterling silver flatware, and rare numismatic coins.

Do I need an appointment to visit your store?

Yes, visits are by appointment only, and you can call us at 504.858.GOLD to set one up.

How do you determine the value of my metal items?

We value your items based on the current live spot pricing of precious metals.

What locations do you serve?

We serve clients throughout New Orleans and its surrounding areas including parts of Mississippi and Alabama.

Is there a fee for appraisals?

No, we offer free appraisals for your precious metal items.

What types of jewelry do you appraise?

We appraise all kinds of jewelry, including vintage pieces, engagement rings, watches, and family heirlooms.

How long does the appraisal process take?

The appraisal process typically takes anywhere from 30 minutes to several hours, depending on the complexity and number of items being evaluated.

What types of items can I sell?

You can sell jewelry, watches, and various heirloom pieces at Fast Cash Pawn.

Do you buy scrap gold?

Yes, we specialize in scrap gold and also understand the value of branded jewelry like Tiffany & Co. and Rolex.

How is the selling process?

The selling process is easy and rewarding, with team members personally handling and evaluating your items.

What items can I sell or pawn?

You can sell or pawn jewelry, electronics, watches, collectibles, automobiles, boats, and motorcycles.

Do you offer cash loans?

Yes, we offer cash loans based on the value of your items.

Are appointments required?

Private appointments are available for those needing special services.

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