What are the benefits of a merchant cash advance?

Merchant cash advances offer several advantages such as swift cash access, with funding available in as little as 24 hours. They require no collateral since they are unsecured, and even businesses with poor credit can qualify, as providers don't typically enforce strict credit score requirements.

How much can I receive with a merchant cash advance?

The amount of funding you can receive is contingent upon your business's monthly revenue and credit/debit card sales, with providers usually advancing up to 125% of your average monthly sales.

What is the repayment process for a merchant cash advance?

Repayment is generally handled through daily or weekly deductions from your sales, tailored to your business's cash flow. Most funding providers will collaborate with you to determine a suitable repayment plan.

What types of items do you purchase?

Gold Store New York purchases nearly any precious metal, including jewelry, bars, coins, and scrap, especially gold, silver, and platinum.

Do you offer free appraisals?

Yes, we offer free appraisals for all items before any transactions.

What items do you not buy?

We do not purchase gold-plated, bonded, or electroplated items, nor do we buy silver-plated items.

How does a Pawn Loan work?

A Pawn Loan is a 30-day collateral loan. Individuals can pledge items such as jewelry or electronics to receive cash. They can reclaim their items within 30 days by paying back the loan plus a fee. If not reclaimed, the items stay with the pawnbroker.

What is an Extension?

If someone cannot repay the loan after 30 days, they can extend it for another month by paying only the monthly fee. Extensions can be applied for as needed.

Will I lose my Merchandise?

Hat City Pawn understands the economic challenges customers face and is willing to work with them on extensions and grace periods to help recover their pawned items.

Can you give a quote of an item over the phone?

Yes, Hat City Pawn offers quotes over the phone, but these are ranges as accurate quotes require seeing the item's condition.

Why does the loan amount differ from the selling price of the item at local retailers?

Hat City Pawn sells lightly used items purchased at a discount, which is necessary to ensure they can sell them profitably if not reclaimed.

Is my collateral safe while it is in pawn?

Yes, Hat City Pawn prioritizes the safety of collateral with a state-of-the-art security system and secure storage for pawned items.

Are Pawn Shops regulated?

Yes, pawn shops are regulated at both the state and local level to ensure compliance and safety.

Are Pawn Shops stocked with stolen merchandise?

It is estimated that about 2% of items in pawn shops are stolen. Pawn shops work hard to avoid purchasing stolen goods and are regulated to prevent that.

What types of items can I sell to Statewide Gold?

You can sell gold, silver, diamonds, antiques, art, violins, and various collectibles.

Do I need an appointment to visit Statewide Gold?

Yes, appointments are required to ensure a private and safe selling experience.

Are appraisals really free?

Yes, Jack offers free verbal appraisals for items you're interested in selling.

What types of items do you purchase?

We purchase U.S. coins, foreign coins, tokens, and paper money.

What are your business hours?

We are open Wednesday to Saturday from 10:00 AM to 5:30 PM and closed on Sunday, Monday, and Tuesday.

What services does Cowan's Jewelers offer?

Cowan's Jewelers specializes in custom jewelry design, repair services, watch battery replacements, and the purchase of jewelry.

What are the business hours for Cowan's Jewelers?

Cowan's Jewelers is open Monday to Friday from 9:00 AM to 5:00 PM, Saturday from 10:00 AM to 3:00 PM, and closed on Sundays.

What types of bullion do you sell?

We offer a variety of gold and silver bullion, including coins and bars, suitable for diversifying your investment portfolio.

Can I consign my jewelry at your store?

Yes, we offer jewelry consignment services, allowing you to sell pieces you no longer want.

Do you provide jewelry repair services?

Absolutely! Our jewelry repair services include cleaning, redesign, and appraisals.

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