What are the pawn loan terms for military personnel?

All active duty military members receive reduced rates on pawn loans, and the first month's pawn loan for veterans is interest-free.

Do you offer layaway options?

Yes, we provide 60-day layaway plans with only a 20% deposit required.

What are the firearm transfer fees?

Transfer fees are $25, but for Palmetto State Armory items they are $50.

Why should I sell my gold and silver to Atlantic Metals Xchange?

Atlantic Metals Xchange offers exceptional customer service, competitive pricing, total transparency, and immediate payment, ensuring you receive the best value for your goods.

Is Atlantic Metals Xchange a pawn shop?

No, Atlantic Metals Xchange is not a pawn shop; it operates with high standards of cleanliness, safety, and respect to cater to client needs.

Can I buy and sell gold and silver bullion at Atlantic Metals Xchange?

Yes, Atlantic Metals Xchange specializes in dealing with various bullion products including coins, bars, and rounds.

How long does the process take to sell gold or silver?

The evaluation process is quick and can take as little as 10-20 minutes.

Do I need to book an appointment to sell my items?

No appointment is necessary; walk-ins are welcome, but it's advised to call ahead for larger sales.

What types of loans do you offer?

We offer commercial car title loans, motorcycle title loans, semi truck title loans, and box truck title loans.

How quickly can I get a loan?

Most title loans can be obtained in 25 minutes or less depending on the verification process.

Is there a prepayment penalty?

No, you can pay off your loan any time without penalty. You will be charged interest only for the time you have an outstanding balance.

What do I need to obtain a loan?

You need to provide a clear car title, fill out an online application, and come to the office if pre-approved.

Should I clean my dirty coins?

No, do not clean your coins as this can damage their value.

What should I do with an inherited coin collection?

Consider visiting our coin shop or calling us to set up an appointment for evaluation.

What factors determine the value of my coins?

Factors include spot prices for precious metals, the condition of the coin, mintage numbers, and the quality of the strike.

How can I tell if my coins are counterfeit?

Consult with an experienced numismatist as identifying counterfeit coins requires expertise.

Why do I need my coins appraised?

Common reasons include estate valuation for tax purposes or to determine insurance coverage.

Is selling coins a taxable transaction?

Yes, selling coins can establish a taxable transaction, so consult your tax advisor.

How can I get started investing in silver and gold?

Visit our coin shop to see what's available and learn how to start investing.

Who usually sells coins to Independence Coin?

Common sellers include collectors, estate administrators, bank trust departments, attorneys, and numismatic dealers.

What types of loans do you offer?

We offer payday loans, title loans, and other fast-cash solutions to meet urgent financial needs.

What are your business hours?

Our business hours are Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 9:00 AM to 2:30 PM, and we are closed on Sundays.

How can I apply for a loan?

You can apply for a loan by visiting our locations or through our website by filling out the online application form.

Do I need to make an appointment to sell my electronics?

No appointment is needed, just bring your electronics directly to the store.

What should I bring when I sell my devices?

To maximize your offer, please bring all original boxes, cables, and accessories with your electronics.

What happens to my data when I sell my device?

Every device traded in is professionally data wiped to ensure your data safety.

What types of jewelry do you buy?

We purchase Gold, Silver, Platinum, and Estate Jewelry on a daily basis, without needing an appointment.

What are your hours of operation?

Our main Charlotte location is open Monday to Friday from 10:00 AM to 5:00 PM, and our West Jefferson location is open Thursday to Saturday from 10:00 AM to 5:00 PM.

Do I need an appointment to visit?

Appointments are necessary only for Mondays at the main Charlotte location; otherwise, feel free to visit during open hours.

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