Do I have to come in to get the loan, can I do it by fax or email?

In most cases, the process can be completed electronically through an eLoan. You only need to come in to finalize the application and receive your funds once approved.

How much can I borrow using my vehicle?

You can borrow up to 50% of the Black Book rough value of your vehicle, up to a maximum of $25,000.

How do I apply for a loan?

You can apply online or by calling one of our loan professionals.

Once I have been approved, how long does it take to get the money?

After approval, you can receive your money within an hour if all paperwork is completed.

Will a co-signer help me get a loan?

Yes, a co-signer can assist in obtaining a loan if they own a vehicle that meets the requirements.

What if my credit is bad?

Fast Action Finance considers lending against the equity in your vehicle even if you have bad credit.

What is a Vehicle Title Loan?

A Vehicle Title Loan uses a debt-free vehicle as collateral for the loan.

How long can I expect to wait for a reply to my online application?

You will be contacted on the same day if your application is submitted during normal business hours.

What type of vehicle qualifies for a Title Loan?

The vehicle must be paid off, less than nine years old, and have less than 200,000 kilometers.

What if the vehicle is in my company’s name?

You can still obtain a Title Loan with a vehicle registered in your company's name if you can prove ownership.

Can I get a loan if I am undischarged from bankruptcy?

Yes, you can still get a loan if you have a debt-free vehicle.

What is a Motorcycle Storage Loan?

This loan allows you to store your paid-in-full motorcycle, snowmobile, or watercraft as collateral.

What steps should I take to boost my credit score quickly?

To boost your credit score quickly, consider making timely payments, reducing your credit utilization ratio, keeping old accounts open, and minimizing new inquiries.

How can I protect my money while banking online?

Protecting your money involves using strong, unique passwords, enabling two-factor authentication, regularly monitoring your accounts, and being cautious of phishing scams.

What affordable options do I have for emergency loans?

Consider using short-term loans that have manageable repayment terms or looking into local financial assistance programs that might offer lower interest rates.

What should I know before applying for a loan?

Review the eligibility requirements thoroughly, understand the interest rates, and be aware that filling out an application does not guarantee loan approval.

What types of loans are available?

We provide various types of loans including paperless loans, no credit check loans, and bad credit loans.

How can I manage my budget effectively?

You can manage your budget by understanding your household debt and making informed spending decisions. We offer resources on budgeting.

What if I need a loan but have no proof of income?

We have information available regarding personal loans that can be accessed without needing to provide proof of income.

What holidays do you observe for your client care hours?

Client care hours are adjusted during holidays. Please check our website for specific holiday hours.

What types of metal do you handle?

We mainly deal with gold, silver, platinum, and palladium for our services in Toronto and overall Canada.

What metals do you accept for processing or purchase?

We don't accept jewelry or metals other than gold, silver, platinum, or palladium for processing or purchase.

What do I need to do if I want to send in scrap to be refined and have never worked with 24 Gold before?

You just have to bring your scrap to our shop at the heart of Toronto's jewelry district, and we will complete the refining process.

How should I ship my Gold and Silver to you?

You must call +1 (855) 214-2442 to initiate the process and then ship your package through secure courier services.

Can I deliver my Precious Metal scrap to you personally?

Yes, you can personally visit our store at 221 Victoria St Suite 312, Toronto, Ontario.

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