What are personal loans?

Personal loans are a type of borrowing that can be used for many different purposes, typically paid back in monthly or bi-monthly installments over an extended period.

How soon can I get the funds?

Approved individuals can receive their loan funds as soon as the next business day after approval.

What factors affect the cost of the loan?

The cost of the loan, including the APR, depends on several factors, including state laws, credit history, and the requested loan amount and term.

Is this service available in all states?

No, this service is not available in all states. Residents of Connecticut, New Hampshire, Washington, and Vermont are not eligible to submit a request for a cash advance.

What services do you offer?

We offer a wide range of services including jewelry repair, custom designs, and buying gold and diamonds.

How long have you been in business?

We have been serving the greater Jacksonville area for over 20 years.

What is your return policy?

Please contact us directly for specific return policy details.

Do you offer financing?

Currently, we do not mention any financing options on the website.

What are your store hours?

We are open Monday to Saturday from 10 AM to 7 PM and closed on Sundays.

Do you offer jewelry repair?

Yes, we provide a full range of jewelry repair services, all done on-site by skilled jewelers.

Can I sell my gold jewelry here?

Absolutely! We buy gold jewelry for cash at competitive prices.

What types of jewelry do you sell?

We have a diverse selection including engagement rings, bracelets, necklaces, and men's jewelry.

What documents do I need for a no inspection title loan?

You will need your photo ID, proof of employment/income, insurance, proof of address, and the car title in your possession.

Can I get a title loan if I have poor credit?

Yes, many companies offering title loans can approve loans quickly even with poor credit, as long as the vehicle is owned free and clear.

How long does it take to get the funds from a title loan?

Funding can often be received the same day, especially when using online applications with no inspection.

How does a pawn shop work in Florida?

Pawnbrokers lend money based on the value of items like jewelry, gold, tools, and vehicles. Customers borrow against these items, which are held as collateral. Loans typically range from $5 to thousands, last for 30 days with a 30-day grace period, and interest cannot exceed 25% for that period.

How do I know the merchandise I purchase at a pawn shop isn't stolen?

The likelihood of buying stolen goods is very low, as less than 0.1% of items pawned are identified as stolen. Pawnbrokers require a government-issued ID and report item details to law enforcement, reducing the chances of accepting stolen goods.

Do most pawning customers lose their merchandise?

Typically, about 70% of loans are repaid. Pawnbrokers only look to the pawned item for recovery, meaning it's the customer’s choice to repay.

How do you determine the value of jewelry?

Jewelry value assessment involves testing precious metals and gems. Factors include visual inspection, weight, and using a licensed metal analyzer for accurate metal content.

How do you determine the value of gold?

Gold value assessment relies on the type of gold and current market rates. The shop updates gold pricing every 10 seconds.

Can you give a quote for an item over the phone?

Quotes cannot be provided over the phone as the item's condition must be assessed in person.

Is my collateral safe while in pawn?

Customers still own their items while they are in pawn. The shop ensures safe and secure storage for items.

How does a pawn work?

A pawn is a cash loan given in exchange for collateral, like jewelry or valuable items. You can recover your property once the loan is repaid.

How much money can I take out on a loan?

There is no limit; the loan amount depends on the value of the items you put up as collateral.

Can I have multiple loans with you?

Yes, each loan is a separate transaction, and you can have more than one loan with us.

What happens if I do not comply with the terms of the loan?

Loans have a 60-day term and can be extended every 30 days. If not repaid, the loan will become the property of Gold Star.

What is your return or refund policy?

We offer in-store credit or exchanges.

What kind of items do you accept?

We buy or loan on many items including jewelry, electronics, and even larger items like motorcycles and boats.

Do you offer layaway?

Yes, we have a layaway program where you can secure an item with just 10% down.

What forms of payment do you offer and accept?

When you sell to us, we pay in full, immediately, with your choice of cash, check, or bank wire transfer to your US bank account. For purchases, we accept cash, checks, and bank wire transfers. Cash and bank wires provide immediate availability, while checks incur a two-week hold.

What is the minimum deal size?

Our minimum deal size is $1,000. This allows us to efficiently serve our customers, especially with current gold prices.

Do you buy gemstones/diamonds?

Yes, we purchase gold and platinum jewelry, with or without set diamonds and other gemstones, as well as loose and set diamonds.

What precious metals do you deal in?

We deal in gold, silver, platinum, and palladium, with a vast inventory of precious metal coins and bars.

What diamonds do you deal in?

We buy loose, natural diamonds and natural diamond jewelry.

What type of coins do you work with?

We buy and sell all precious metal coins and select antique US coins.

Can I sell gold that I found?

No, we do not buy items found, except for natural gold nuggets.

Do you buy from members of the public?

Yes, personal identification is required to sell to us.

Are my coins valuable?

Download our free e-book 'Before You Sell That Coin', which will help you value your coins.

Do you operate a museum for coins?

No, we do not provide daycare or museum services.

What is the benefit of dealing with a world-class gold & diamond buyer?

We provide financial stability, immediate cash payment options, and secure transaction environments.

Do you buy from professional gold dealers?

Yes, licensed gold dealers are encouraged to join our Gold Dealer Program.

Is your company licensed?

Yes, we hold a Secondhand Dealer license as required by the state of Florida.

Are you affiliated with any eBay store?

No, we are not affiliated with any eBay store and operate independently.

What does 'Fragrance & Odor Free Facility' mean?

We request that customers avoid strong odors from fragrances, as our staff is sensitive to such odors.

PawnShopz | Discover pawn shops in Orange Park, Clay County

pawn shops in Orange Park, Clay County

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