What are payday loans?

Payday loans are short-term loans designed to provide you with fast cash, typically due on your next payday. They are usually easy to apply for and can be obtained quickly.

What is the typical loan amount for payday loans?

Loan amounts for payday loans usually range from $100 to $1,000, though some lenders may offer amounts up to $5,000 for installment loans.

Are there any eligibility requirements for payday loans?

Eligibility requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady income, and provide valid identification.

What happens if I can't repay my payday loan on time?

If you cannot repay your payday loan on time, you may incur additional fees or collection actions. It's important to review your lender's renewal policy to understand your options.

Can I apply for a payday loan with bad credit?

Yes, many lenders offer payday loans to individuals with bad credit. Approval may depend on your income and ability to repay the loan.

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