What are payday loans and how do they work?

Payday loans are small, short-term loans that provide quick cash, typically to cover emergency expenses until your next paycheck. They usually range from $100 to $1,000 with repayment periods of 7 to 30 days.

Can I get a payday loan with bad credit?

Yes, many lenders offer payday loans for borrowers with bad credit, focusing more on income than credit history.

What is the maximum amount I can borrow?

You can borrow between $100 and $1,000 with payday loans in Pennsylvania.

What items do you accept for loans?

We accept a wide variety of items for loans including electronics, antiques, musical instruments, gold, collectibles, and more.

What are your loan terms?

Our loan terms are typically 4 months, with the option to renew.

What is the interest rate for loans?

We charge the PA state interest rate of maximum 35% APR plus a $1.00 state filing fee.

Can I repay my loan early?

Yes, we allow early repayment with no pre-payment penalty.

What types of loans do you offer?

We offer payday loans, cash advances, installment loans, and personal loans to cater to various customer needs.

How long does the approval process take?

Most applications are processed within a few hours, allowing for same-day cash access.

What are the interest rates?

Interest rates for payday loans typically start at 15-20% for every $100 borrowed, while other loan types vary based on amount and term.

Can I apply if I have bad credit?

Yes, we work with clients with varying credit histories, including those with poor credit.

What are your store hours?

We are open Monday from 11:00 AM to 5:30 PM, Tuesday to Friday from 10:30 AM to 5:30 PM, and Saturday from 10:30 AM to 4:00 PM. We are closed on Sundays.

Do you offer special financing options?

Yes, we offer special financing options for our customers. Please contact us for more details.

What services do you offer?

We provide a full range of jewelry services including expert jewelry repair, custom design, appraisals, and buying gold.

What are your operating hours?

We are open Monday to Thursday from 11 AM to 4 PM, Friday from 11 AM to 3 PM, and closed on Saturday and Sunday.

What services do you offer?

We offer a variety of jewelry services including custom engagement rings, jewelry repairs, and a selection of watches.

What are your store hours?

Our store hours are Tuesday to Friday from 11:00 AM to 5:00 PM, Saturday from 11:00 AM to 4:00 PM, and we are closed on Mondays and Sundays.

What types of items do you buy?

We purchase a variety of antiques and precious metals including jewelry, coins, watches, artwork, and military items.

Do you offer appraisals?

Yes, we provide full-service appraisals for all types of antiques and collectibles.

What are your business hours?

We are open Monday to Saturday from 10 AM to 4 PM.

What types of items do you buy?

We purchase gold, silver, platinum, diamonds, fine jewelry, watches, coins, and antiques.

How do I make a sale?

Call ahead for an appointment to ensure a smooth transaction.

What services do you offer?

We specialize in buying, selling, and trading items, but we do not provide loans on any products.

Do you guarantee to buy every item I bring?

While we are open to various items, we cannot guarantee purchase without reviewing the items first.

PawnShopz | Discover pawn shops in Pennsylvania, Collegeville

pawn shops in Pennsylvania, Collegeville

Pennsylvania Payday Loans

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Closed today ⌁ 7.2km

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Lou's Jewelry & Pawn

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102 years in business

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Perry's Place Ardmore

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phone language pawn shop

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