What loans are available through American Financial Services?

American Financial Services offers traditional installment loans tailored for various needs, featuring regular scheduled payments with no payday loans or title pawns.

Is there a limit on how much money I can request?

With approved credit, you can request up to $5,000.00.

Do you require collateral?

Collateral is generally required for loans up to $1,000; loans over $1,000 are secured.

What information do I need to provide you to request a loan?

You'll need to provide your residence history, employment details, income sources, social security number, monthly expenses, and authorization for a credit report.

Is it possible to repay my loan early?

Yes, there are no penalties for early repayment.

What is a loan renewal?

A loan renewal functions like refinancing, allowing you to obtain a new loan that pays off the old one and provides remaining funds, with associated costs made clear in the loan documentation.

Do you require a high credit score?

A perfect credit score isn't mandatory; we consider various factors for loan approval during our underwriting process.

Do you submit information to the credit bureaus?

Yes, we report credit transactions monthly to Equifax.

What payment methods do you accept?

Payments can be made by cash, check, money order, cashier’s check, debit or credit cards, and soon cryptocurrencies.

When are payments due and what if they are late?

Payments are due on or before the scheduled due date, without a grace period, and late fees may apply.

What items can I pawn?

You can pawn a variety of items including jewelry, electronics, and musical instruments.

How does a pawn shop work?

A pawn shop offers loans in exchange for personal items as collateral. Once you repay the loan, you can reclaim your item.

What are the hours of operation?

Welsh Pawn is open Monday to Saturday from 9:30 AM to 5:30 PM and closed on Sundays.

What items can I pawn?

You can pawn jewelry, firearms, electronics, musical instruments, and most items of value.

How long do I have to repay my pawn loan?

The length of the pawn transaction is 30 days, which can be renewed for additional 30-day periods.

Can I make partial payments on my pawn loan?

Partial payments will not extend the maturity date of your pawn transaction.

Are there any age restrictions for pawning items?

You must be at least 18 years old to pawn items, or 21 years old if pawning a handgun.

What types of electronics do you accept for trade-in?

We accept a wide range of electronics including smartphones, laptops, tablets, gaming consoles, and more.

What are your hours of operation?

We are open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 10:00 AM to 4:00 PM, and closed on Sundays.

Do you buy used electronics outright?

Yes, we purchase used electronics, providing you with cash for your items.

What services do you offer?

We offer a wide range of services including custom jewelry designs, jewelry repairs, financing options, and appraisals.

Can I schedule an appointment?

Yes, you can schedule an appointment through our website or by calling us at 843-342-6663.

PawnShopz | Discover pawn shops in Pooler, Chatham County

pawn shops in Pooler, Chatham County

Gold & Silver Pawn

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