What is an installment loan?

An installment loan is a way to borrow money in multiple payments over time. At Helpful Lending, you're typically given 9 months to repay the loan with payments scheduled according to your paydays.

How can I qualify for a Helpful Lending loan?

You qualify by providing a verifiable source of income, having a checking account that meets the minimum duration requirements, being at least 18 years old, and not being in a bankruptcy case.

How soon will I receive my money after applying?

If you apply before the Same Day Funding deadline on business days, you could receive the cash in your account as soon as today.

Can I pay my loan back early?

Yes, you can pay your loan back early without any penalties, which may help reduce finance charges.

Are your loans secure and confidential?

Absolutely! All transactions are performed on secure servers and your personal information is protected by our Privacy Policy.

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