What types of items can I sell to Lucky Clover Gold Buyers?

We purchase gold, silver, platinum, luxury brand watches, jewelry (new or old), coins, and scrap gold.

How does the selling process work?

Simply bring your items to our store for a no-pressure evaluation. We provide instant cash based on fair appraisals.

What do I need to get a title loan?

You will need your vehicle's title, a government-issued ID, and an inspection of your car.

What happens if I can't pay back my loan?

If you're unable to make a payment, contact the lender as soon as possible; they may help you with a loan rollover.

Can I still get a loan with bad credit?

Yes, title loans are often available regardless of credit history, focusing more on the vehicle's value.

A pawn loan is a simple process where you bring an item, and we assess its value. If you agree to our offer, we'll give you a loan based on that item. The loan period is one month, and you also have a 60-day grace period to repay the loan plus any accrued interest.

What kind of stuff can I bring in?

You can bring nearly any valuable item. We specialize in firearms, jewelry, and electronics. If you're unsure, feel free to call us at 281-445-1500.

When I bring in my item, is it immediately for sale unless I pick it up before it's sold?

No, if you take out a loan, your item is safely stored for one month with an additional 60-day grace period. It will only go for sale if the loan becomes delinquent.

What is the maximum loan I can get?

The maximum loan we offer is $1420. You can also have more than one loan at a time.

Is the merchandise you have for sale stolen?

No, less than 1% of our inventory is stolen. We work closely with law enforcement to ensure no stolen items are accepted, and all incoming items are checked against a nationwide database called LeadsOnline.

What if I don't have all the money to pay off my loan?

You have options; you can extend your loan by paying the interest monthly or renewing your loan by paying all accrued interest. This rewrites your loan, resetting the payment period.

What items can I pawn or sell?

You can pawn or sell firearms, jewelry, watches, guitars, and most anything of value.

How much can I borrow?

You can borrow up to $2,000 for just $50 per month.

Are your appraisals reliable?

Yes, we have a certified gemologist on-site for accurate evaluations.

What are Shepherd's rates?

Shepherd Capital’s rates are as low as 1-3%. We guarantee to match or beat any competitor’s rate.

How much funding can I get?

Funding amounts range from $500 to $2,500,000, depending on the value of your case.

Which states does Shepherd serve?

We provide funding in 48 states. However, we do not offer services in TN, CO, and MD.

What happens if I lose my case?

If you lose your case, you repay nothing and keep the funds received for free.

What types of items do you buy?

We buy a wide range of vintage items including gold and silver jewelry, pocket watches, and collectibles. Specifically, we are interested in mid-century pieces and anything made of precious metals.

How are appraisals conducted?

Appraisals can be done in-office by appointment, through mobile appraisals in the Tomball area, or by sending us photos via text or email for a quick estimate.

Do you offer estimates?

Yes, we provide estimates for items over the phone or through email if you send photos of the items.

What types of coins do you buy?

We buy a variety of coins including U.S. coins, pre-1964 silver coins, gold coins, numismatic collectibles, and old paper currency.

How do I schedule an appraisal?

You can schedule an appraisal by submitting an inquiry on our website, giving us a call, or sending us an email.

How quickly will I receive payment after selling?

Once you accept our offer, we will provide immediate cash payment.

Do you offer at-home appraisals?

Yes, we offer at-home appraisals in the Greater Houston Area for your convenience.

What services do you provide?

We offer short-term loans, buy and sell jewelry, firearms, musical instruments, electronics, tools, and more.

Do you offer financing options?

Yes, we offer layaway and financing options on all of our inventory.

What types of items do you accept for pawn or sale?

We accept a wide variety of items including jewelry, electronics, firearms, tools, and more.

Yes, we provide collateral loans on your items, with cash available on the spot.

How does your layaway plan work?

Our layaway plan allows you to reserve items at today's prices with a deposit, and you can pay them off over time.

What is a Precious Metals IRA?

A Precious Metals IRA is a self-directed retirement account that allows you to hold physical precious metals like gold and silver.

Can I take delivery of the metals in my IRA?

Yes, you can take direct delivery of the precious metals in your IRA at any time, including to satisfy your RMD requirement.

How much of my investment portfolio should be in precious metals?

It is recommended to diversify your portfolio, but the specific amount in precious metals should be based on individual circumstances.

PawnShopz | Discover pawn shops in Spring, Harris County

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