What types of items do you buy?

We buy gold and silver coins, jewelry, bullion, scrap gold, dental gold, and sterling silver flatware.

Do you provide free estimates?

Yes, we offer free valuations for all items.

What are your business hours?

We are open Monday to Friday from 9:00 AM to 5:00 PM and by appointment on Saturdays. We are closed on Sundays.

What services does BetterFi offer?

BetterFi provides affordable consumer loans, financial coaching, and free income tax prep, aiming to be an alternative to predatory loans.

Where is BetterFi located?

BetterFi's Chattanooga office is located at 5646 Brainerd Rd Suite C, Chattanooga, TN 37411.

What are the business hours for BetterFi?

BetterFi's business hours are Tuesday to Friday from 11:00 AM to 6:00 PM.

What is the difference between sterling silver and pure silver?

Sterling silver is an alloy, composed of 92.5% silver and 7.5% other metals, while pure silver is 99.9% silver.

How should I care for my sterling silver?

To maintain your sterling silver, regularly clean it with a soft cloth and store it in a cool, dry place.

What are some tips for selling sterling silver?

It's best to get an appraisal, understand the current market value, and ensure items are clean and in good condition before selling.

What will my interest rate be?

Flex Loans have an Annual Percentage Rate of 24% and a 'customary fee' at a daily rate of up to 0.7% of the average daily principle balance, potentially totaling up to 279.5% yearly.

Can I pay off my loan early without being penalized?

Yes, you can pay off your loan early without penalties, and we encourage you to do so. The credit line will remain open for future cash advances.

When will my loan payment be due?

Payments are due monthly, with the first bill occurring approximately 25 days after loan origination. It will be a partial bill requiring only the state-mandated Principal Reduction.

What is the difference between a Flex Loan and a Title Loan?

Unlike a Title Loan which requires all fees and interest to be paid at the end of 30 days, a Flex Loan is an open credit line allowing repeated cash advances without reapplying.

Can I increase my credit limit?

Yes, after establishing a history of on-time payments, you can request a credit line increase.

What if I already have a Title Loan?

Cash It In can help you transition from a Title Loan. Visit our retail location to explore better options.

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