What types of loans do you offer?

We offer a variety of loans including Starter Loans, Auto Loans, Personal Loans, and Retail Sales Loans to meet the financial needs of our community.

How can I apply for a loan?

You can apply for a loan by calling us, visiting one of our locations, or filling out the online application form available on our website.

What are the requirements to obtain a loan?

You must be a North Carolina resident with valid identification to qualify for our loans.

How quickly can I receive funds after applying?

Upon approval, funds may be available the same day.

What types of items do you buy?

We buy a wide range of items including guns, tools, electronics, jewelry, and musical instruments.

Do you provide loans?

Yes, we offer collateral loans on valuable items.

How can I get a quote for my items?

You can visit us in-store for a free evaluation or call us for more information.

What types of loans do you offer?

We offer personal loans, auto purchase loans, consolidation loans, and loans for home improvements, medical bills, and many other purposes.

What documents are needed to apply for a loan?

You will need a driver's license or photo identification, a recent utility bill, proof of income, and a completed loan application.

How can I make my loan payments?

Payments can be made via cash, check, debit card, or through our night deposit at branches. We also accept phone payments.

What are your store hours?

Our store is open Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 10:00 AM to 4:00 PM. We are closed on Sundays.

Do you offer custom jewelry designs?

Yes, we provide custom jewelry design services. You can schedule an appointment to discuss your ideas and preferences with our experts.

Are catalytic converters worth money?

Yes, the materials inside catalytic converters are valuable on the metals market, although their value varies by size, age, and type.

Can I take my catalytic converter apart?

No, it's not safe to do so due to the potentially dangerous materials inside. It's advisable to sell the catalytic converter to a professional recycling center.

How much are catalytic converters worth?

The worth of each catalytic converter varies depending on its size, age, and type, along with current market prices.

What should I do if my car stalls out?

If your engine stalls, check the catalytic converter for pressure buildup, which might indicate it needs replacement. You can recycle the clogged converter for cash.

Is it legal to cut off my catalytic converter?

While it's not illegal to cut off a damaged converter for recycling, it's illegal to drive without one due to national and state laws.

Can I bring you the whole converter?

Yes, it's best to bring the complete catalytic converter rather than trying to open it.

What kinds of items do you buy?

We buy anything with gold, silver, or platinum, including antique jewelry and diamonds.

We offer cash on the spot rather than checks or mailed payments.

How long does it take?

Most transactions only take 10-15 minutes.

Am I obligated to sell my items if I bring them in?

No, you can get a free appraisal without any obligation to sell.

What financial services does Southern Finance offer?

Southern Finance provides various financial services including secured loans, cash loans, and help with consumer payments.

How can I apply for a loan?

You can apply in-person at our Weber City or Kingsport locations or click the 'Apply Now' button on our website.

PawnShopz | Discover pawn shops in Tennessee, Johnson City

pawn shops in Tennessee, Johnson City

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