How does a pawn loan work?

Pawn loans are a quick way to borrow money without needing a credit check. They are based on the collateral's value rather than your credit rating, typically having a loan term of 30 days with an option for renewal if necessary.

Are pawnbrokers regulated?

Yes, pawnbrokers are regulated at federal and state levels. They must comply with several laws, including the Truth In Lending Act and are subject to oversight by various federal agencies.

A renewal allows you to pay just the interest that has accrued on your pawn loan to reset the loan's due date while keeping the principal amount unchanged.

What is an extension?

An extension allows you to lengthen your loan's due date. You'll be required to pay a portion of the interest owed and can extend for the number of days allowed by state law.

Will I lose my merchandise?

Most customers repay their loans and retain their items. If not, the collateral will be forfeited unless the customer chooses to sell the item outright.

What types of items do you buy?

We specialize in buying gold, silver, coins, diamonds, watches, military items, old currency, and various collectibles.

Do you offer free consultations?

Yes, we encourage customers to call or stop by for a free consultation and current prices.

Where are you located?

We have locations in McKinney and Plano, Texas.

What are your business hours?

We are open Monday to Friday from 9:00 AM to 5:00 PM, Saturday from 10:00 AM to 3:00 PM, and closed on Sundays.

PawnShopz | Discover pawn shops in Texas, Garland

pawn shops in Texas, Garland

Hwy 380 Pawn

phone language pawn shop

Opens at 8:30 AM ⌁ 6.2km

Barron's Estate Jewelers

phone language gold buyer

Opens at 10:00 AM ⌁ 2.1km

Looking to sell gold in McKinney, TX..

Quick Draw Rare Coins

phone language rare coin dealer

Opens at 9:00 AM ⌁ 4.1km

40 years in business

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pawn shops in Texas, Garland

Hwy 380 Pawn

Barron's Estate Jewelers

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