Do I need a valid ID to sell my gold?

Yes, a picture ID is necessary for all transactions. Acceptable forms include a Driver’s License, Military ID, or Passport along with a current utility bill showing your address.

How much is my gold worth and how much will you pay?

The price you can expect will depend on the quality and precious metal content. Houston Gold Spot pays up to 90% of an item's true market value. You can check our real-time ticker for current trends.

How will you pay me and how soon?

You can choose several payment options, including cash, and we can arrange payment the same day you accept our purchase offer.

How do I know Houston Gold Spot is not a fly-by-night company?

Houston Gold Spot has been in business since 2006, known for reliability and exceptional customer satisfaction.

Why should I sell my gold to Houston Gold Spot instead of others?

With over 15 years of buying experience and an efficient in-house process, we can offer better prices—up to 90% of market value!

What are your business hours?

We are open Monday from 12pm to 5pm, Tuesday through Friday from 10am to 5:30pm, Saturday from 10am to 2pm, and closed on Sunday.

What types of loans do you offer?

We offer various types of installment loans including cash loans, personal loans, signature loans, and small loans.

How quickly can I receive my loan?

Loans can be wired to your bank the next day after approval.

What security measures do you have in place for personal information?

We utilize 256-bit encryption on our application page to protect your personal data.

What are your operating hours?

Our business hours are Monday to Friday from 9 AM to 5 PM, with Saturdays available by appointment and closed on Sundays.

What types of items do you accept for pawn or sale?

We accept a wide variety of items including jewelry, electronics, watches, and more. If you're unsure, feel free to bring it in for appraisal.

How do pawn loans work?

With a pawn loan, you bring in an item of value, and we offer you a loan based on its worth. You can reclaim your item by repaying the loan with interest.

What should I bring when selling my gold?

You should bring any gold items you wish to sell, along with their original packaging or documentation if available. It's also useful to have an ID for verification.

How do you determine the value of my gold?

We use a combination of weight, purity tests, and current market prices to evaluate the value of your gold items.

Are there fees for getting an appraisal?

No, we offer free appraisals for your gold items.

How can I contact you for media inquiries?

For media inquiries, please email us at info@houstongoldexchange.com.

What are your business hours?

Our business hours are Monday to Friday from 10 AM to 4 PM and Saturday from 10 AM to 2 PM. We are closed on Sundays.

What types of items do you buy?

We purchase gold jewelry, broken jewelry, gold coins, bullion, silver, Rolex watches, coin collections, collectibles, and much more.

Do I need an appointment to sell my items?

No appointment is necessary; walk-ins are always welcome!

How long has Houston Gold Buyers been in business?

We have been operating since 1997, making it nearly 30 years in the business.

What types of items do you purchase?

We buy gold, silver, platinum, and diamonds among other valuable items.

Do I need an appointment to sell my items?

Yes, we operate by appointment only to ensure confidentiality and personalized service.

What locations do you serve?

We have several locations, including The Woodlands, Spring, The Heights District, Galleria, and Katy.

How can I schedule an appointment?

You can schedule an appointment by calling us at (713) 444-9965.

What is a hard money loan?

Hard money loans are short-term, high-interest loans secured by real estate, primarily utilized by real estate investors for quick funding on projects like flips or construction.

How does a hard money loan work?

Hard money loans are asset-based, focusing on the value of the property as collateral, offering faster approvals and funding, albeit with higher interest rates and shorter repayment terms.

How can I get a hard money loan?

To secure a hard money loan, research private lenders, prepare a property evaluation focusing on after-repair value (ARV), and gather necessary documentation regarding property and finances.

What is private lending?

Private money lending involves individuals or private organizations lending capital directly to borrowers instead of traditional banks.

What is a collateral loan?

A collateral loan requires a borrower to pledge an asset as security, allowing lenders to offer more favorable terms. If the borrower defaults, the lender may seize the collateral.

Can you refinance a collateral loan?

Yes, refinancing hard money loans is common as they are typically short-term; borrowers often seek more stable long-term financing upon project completion.

Can land be used as a collateral loan?

Yes, land can be used as collateral for loans, including land equity loans, allowing borrowers to access the equity built in their land.

What services do you provide?

We offer short-term loans, buy and sell jewelry, firearms, musical instruments, electronics, tools, and more.

Do you offer financing options?

Yes, we offer layaway and financing options on all of our inventory.

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