How can I sell my diamond and jewelry?

You can sell your diamond and jewelry in person or online through our website.

What types of jewelry do you buy?

We buy diamonds, fine jewelry, watches, and unique vintage pieces.

Is there a fee for getting an estimate?

No, we offer free estimates for your jewelry.

What are typical payday loan requirements?

To qualify for a payday loan, you need to be a U.S. citizen, at least 18 years old, and must show proof of employment or a regular income of $1,000 or more per month, along with having a bank account.

How soon will I receive the funds?

Many borrowers report receiving their funds the next business day, allowing you to have the money in your bank account by morning.

What happens if I don't make a payment on my loan by the due date?

Failing to make a payment on time can negatively affect your credit rating as the loan is a legally binding agreement.

Can I get a payday loan if I have bad credit?

Yes, payday lenders cater to various borrowers, including those with bad credit. It's advisable to research your options and have proof of income ready.

What if I have filed for bankruptcy?

Individuals with a bankruptcy history can still potentially qualify for a payday loan, especially if they can demonstrate financial responsibility since.

What are the requirements?

To be eligible, you need to have worked at least 6 months at your job, possess a Texas Driver License or I.D., be 18 or older, provide a bank statement, and show proof of income (like a paystub, award letter, child support, or retirement).

What is the difference between a payday loan and an installment loan?

Payday loans typically have higher interest rates and require repayment in full with interest on your next payday, while installment loans allow for monthly payments over up to 12 months at a lower rate.

Can I apply if I don’t live in Texas?

No, only Texas residents are eligible to apply for an installment loan.

Can you deposit my loan in my Bank Account?

Yes, the loan proceeds can be transferred to your bank account the next business day or you can visit our branch.

Does my credit have to be Perfect?

No, as long as you are not currently behind on bills, we can overlook past credit issues.

Do you accept debit card payments?

Yes, payments on your installment loan can be made using a debit card or through ACH debit.

When are my payments due?

Payments are due once a month, 30 days after you receive your personal loan.

Do you report to the credit bureau?

Yes, we report to the credit bureau every month to help you establish and build your credit history.

What types of loans do you offer?

We provide online loans, signature loans, monthly installment loans, and personal loans.

What is the maximum amount I can borrow?

You can borrow up to $1,600 for emergencies, bills, or any other needs.

How do I apply for a loan?

You can apply online or by phone by calling (713) 226-8463.

What is a hard money loan?

Hard money loans are short-term, high-interest loans secured by real estate, primarily utilized by real estate investors for quick funding on projects like flips or construction.

How does a hard money loan work?

Hard money loans are asset-based, focusing on the value of the property as collateral, offering faster approvals and funding, albeit with higher interest rates and shorter repayment terms.

How can I get a hard money loan?

To secure a hard money loan, research private lenders, prepare a property evaluation focusing on after-repair value (ARV), and gather necessary documentation regarding property and finances.

What is private lending?

Private money lending involves individuals or private organizations lending capital directly to borrowers instead of traditional banks.

What is a collateral loan?

A collateral loan requires a borrower to pledge an asset as security, allowing lenders to offer more favorable terms. If the borrower defaults, the lender may seize the collateral.

Can you refinance a collateral loan?

Yes, refinancing hard money loans is common as they are typically short-term; borrowers often seek more stable long-term financing upon project completion.

Can land be used as a collateral loan?

Yes, land can be used as collateral for loans, including land equity loans, allowing borrowers to access the equity built in their land.

What types of items do you buy?

We buy a wide range of items including gold, silver, rare coins, bullion, jewelry, luxury watches, sports memorabilia, and paper money.

Do you offer appraisals?

Yes, we provide free evaluations and appraisals for various items including coins and jewelry.

What are your business hours?

Our hours are Monday to Friday from 9:00 AM to 5:00 PM, Saturday 10:00 AM to 4:00 PM, and we are closed on Sundays.

How do I sell my gold or jewelry?

You can bring your items to our store for a free evaluation, and our experts will guide you through the selling process.

What types of precious metals do you buy?

We buy gold, silver, diamonds, coins, jewelry, and watches.

Can I get an appraisal for my items?

Yes, we offer free appraisals for all your precious metals and collectibles.

What are your store hours?

We are open Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 3:00 PM. We are closed on Sundays.

What types of items can I pawn or sell?

You can pawn a wide variety of items including electronics, jewelry, tools, and musical equipment.

Do you provide jewelry repair services?

Yes, we offer jewelry repairs, resizing, and even custom jewelry creation.

How does the gold loan process work?

You can use your gold, silver, or platinum items as collateral for a loan. We’ll evaluate your items and make you an offer based on their value.

What types of items do you buy?

We purchase all types of gold, silver, and platinum items, including jewelry, coins, bullion, and scrap gold.

How quickly can I get paid for my items?

You can get instant cash for your items, often within just a few minutes.

Are your appraisals free?

Yes, we provide free appraisals without any hidden fees involved.

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