What types of loans does Rupyy offer?

Rupyy offers various loan products including personal loans, business loans, used car loans, new car loans, loans against cars, two-wheeler loans, and green loans.

What is the processing time for loans?

Loans can be processed and disbursed within 24 hours, provided all necessary documentation is submitted.

What types of gold do you accept?

We accept all types of gold jewelry, coins, and items. However, we do not buy stolen or fake gold.

Do I need documents to sell my gold?

Yes, sellers must have the appropriate documentation to deal with us.

Can I get a gold loan without a credit score?

Yes, our gold loans are secured by your gold, so credit scores are not the primary factor.

What documents do I need to sell gold?

You need valid identification, such as an Aadhar card or driver’s license, and any purchase receipts for your gold items.

How long does the evaluation process take?

The evaluation process usually takes about 15 to 30 minutes, depending on the complexity of the items being evaluated.

Do you buy damaged gold items?

Yes, we purchase damaged gold items as well. We assess based on the gold content.

What types of items do you buy?

We buy gold, silver, and diamond jewellery.

Is there any charge for evaluation?

No, we provide free evaluation for all items.

Do you provide cash instantly?

Yes, you will receive cash immediately after we complete the evaluation.

Are your transactions safe?

Absolutely, we ensure secure transactions to protect our customers.

Where is your location?

E-104 First Floor, Rodeo Drive Market, South City II, Sector 49, Gurugram, Haryana, 122018.

How can I sell my gold?

You can sell your gold by visiting our office or contacting us to get the best price.

What items can I sell to Cash for Gold?

You can sell gold, silver, and diamond items.

Do you offer cash immediately when I sell?

Yes, we provide immediate cash payments for your items.

What are the minimum and maximum loan amounts available?

The minimum loan amount is Rs. 5,000 and the maximum is Rs. 1,00,000.

What is the processing fee for a loan?

The processing fee ranges from 5% to 8% of the loan amount.

How quickly will I receive my loan?

Funds are usually disbursed within 4-5 hours after loan approval.

Are there any pre-closure charges?

No, there are no pre-closure charges for the loans we offer.

What types of precious metals do you buy?

We buy gold, silver, diamonds, platinum, and other precious items.

What payment methods do you offer for selling gold?

We provide payments through Cash, RTGS, NEFT, or Cheque.

Are there any fees for quality checks?

No, we do not charge any extra fees for quality checks.

What do we offer to our customers?

XpressLoan is a loan company providing personal loans for a short time, up to Rs. 1,00,000, with flexible tenure.

By what time will I receive the loan amount?

The process is swift; upon meeting eligibility criteria and document verification, the loan is granted.

What all documents are needed for the loan application?

To apply for a personal loan from XpressLoan, you would need: PAN Card, Address Proof, 3 Months Salary Slips, and Bank Statement of last 6 months.

Is there any registration fee to begin the loan process?

No, there are no charges for the application process.

What is the maximum amount of personal loan one can apply for?

You can apply for a maximum loan amount of Rs. 1,00,000, though starting with a lesser amount according to eligibility is common.

Why was my application rejected?

Your application may be rejected if your profile does not meet the eligibility criteria.

Where can I use this loan?

You can use this loan in any way you want.

What is the repayment tenure for personal loans?

Loans can be repaid in a one-time amount or through small EMIs.

What are the things that I should look for before applying for a personal loan?

Consider interest rates, repayment flexibility, processing fees, and customer service.

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