What do I need to bring to the pawn shop to get a loan?

You will need a valid ID and your item of value that you wish to pawn.

What kind of items do you buy?

We buy a variety of items including scrap gold, jewelry, electronics, musical instruments, and more.

Are the loans confidential?

Yes, we ensure that all loans and transactions are conducted in a confidential manner.

How much are you supposed to spend on an engagement ring?

The amount to spend on an engagement ring depends on your financial situation and your partner's preferences. Rather than adhering to the traditional guideline of two to three months' salary, focus on what feels right for you both.

Is a 2-carat diamond better than a 1-carat diamond for an engagement ring?

While a 2-carat diamond appears larger and can create a more impactful look, the quality of the diamond depends on brightness, clarity, and color rather than just weight. The best choice will depend on personal taste and budget.

How much should I spend on a wedding band?

There's no set amount you should spend on a wedding band; it really depends on your personal comfort and the style of band you're looking for.

What is the difference between a wedding band and a wedding ring?

Generally, a wedding band is a simple metal ring, while a wedding ring may include diamonds or other gemstones. However, these terms are often used interchangeably today.

How can I fix my silver jewelry?

You can try repairing your silver jewelry at home with a soldering kit, but be cautious, as DIY repairs can cause damage. It's safer to seek professional help at Michael's Jewelry Center for expert repairs.

Is it cheaper or expensive to get custom jewelry?

Custom jewelry usually costs more than ready-made items due to its unique nature and the personal preferences involved in the design. However, it can be a worthy investment.

How much does it cost to get a jewelry appraisal?

Appraisal fees for insurance coverage start at $29, with the final amount determined after evaluating the jewelry in person.

Is it worth it to get a jewelry appraisal?

Yes, a jewelry appraisal is valuable as it establishes the actual worth of your pieces, which is critical for insurance purposes.

Does Michael's Jewelry Center have a warranty?

Yes, they offer a warranty to ensure customer satisfaction and uphold the quality of their products.

Does Michael's Jewelry Center buy gold, silver, and diamond jewelry?

Yes, they assess and purchase gold, silver, and diamond jewelry, providing fair prices from their experienced professionals.

What financing options do you offer?

We offer a variety of financing options to suit different budgets, including interest-free installment plans.

Do you buy gold and jewelry?

Yes, we buy gold, diamonds, and other precious metals, as well as jewelry in any condition.

What forms of payment do you accept?

We accept most forms of payment including Bank Wires, Cashier’s Checks, Certified Checks, Personal Checks, Money Orders, and Credit Cards and Cash too.

Do you perform appraisals?

Yes, we offer verbal and written appraisals conducted by qualified numismatists. We also have mail-in services for online evaluations.

What if I decide not to sell?

If you choose not to sell, that’s perfectly fine. The choice is entirely yours, and there’s no pressure.

What determines a coin’s value?

A coin's value is influenced by factors such as condition, rarity, and demand from collectors.

Will cleaning a coin make it appear more valuable?

Cleaning a coin will actually lower its collector value, so it's not recommended.

What is a numismatist?

A numismatist is a specialist in coins and currency, including dealers, collectors, and scholars.

How do I find the perfect gift?

Consider the recipient's style and preferences. Don't hesitate to ask our staff for personalized suggestions to create a memorable gift.

What should I know about ring sizing?

We offer free sizing consults and have charts available online to help you determine the right size.

Can I return a purchased item?

Yes, we have a return policy depending on the type of item purchased.

What types of items can I pawn?

You can pawn non-titled merchandise such as jewelry, electronics, and instruments.

How long do loans last?

Loans are held for 3 months from the date of the loan or last payment, with a 30-day notice sent for overdue payments.

What do I need to bring to pawn an item?

You need to bring a state-approved ID to make a loan, trade, or sell an item.

What are your store hours?

Our business hours are Tuesday to Friday from 10 AM to 5 PM and Saturday from 9 AM to 1 PM. We are closed on Sunday and Monday.

How can I contact you?

You can reach us at our main phone number: 937-898-5374 or toll free at 1-888-416-COIN (2646). You can also fill out the contact form on our website.

PawnShopz | Discover pawn shops in Vandalia, Montgomery County

pawn shops in Vandalia, Montgomery County

Treasure Chest Pawn Shop

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Michael's Jewelry Center

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Stafford's Diamonds

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Belmont Coin & Jewelry Buyers

phone language gold buying

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Jaffe Jewelry

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Rich's Pawn Shop

phone language pawn shop

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Crossroads Coins, Inc.

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Buying & selling rare coins, gold & ..

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