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Dime Alley

4.2 (2) 2
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Reviews
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Sophia Patel
Mar 15, 2023
Customer service was excellent, and they helped me understand the terms of my loan completely. Managing my repayments was also hassle-free. Will use them again for future needs.
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Olivia Bennett
Aug 14, 2023
Funding Zest provided me with a quick online application process that resulted in funds in my account within a day. Their service is easy to navigate and they were very helpful throughout the process!
Frequently asked questions
help_outline What Type Of Loans Do You Offer?
We provide various loan options including payday loans and installment loans. Payday loans typically range from $100 to $2500, suited for immediate needs, while installment loans can be repaid over a period of 1 to 60 months.
help_outline Does Dime Alley Charge Fees? Are There Early Exit Fees?
No fees are charged for loan requests. We operate on a commission basis with our lending partners. There are no early exit fees for terminating your loan agreement early.
help_outline What is The Criteria For a Loan?
You must be a US or Canadian citizen, at least 18 years old, have a social security number, a live checking account, be employed with a monthly income of at least $500, possess a working email and phone number, and have no recent bankruptcies.
help_outline Will Applying for a Payday Loan Impact my Credit Score?
Applying for a loan won't negatively affect your credit score. However, your score may improve with timely repayments.
help_outline Which States are Eligible?
Dime Alley operates in all states where payday loans are legal in the US, including states like Alabama, California, Florida, Illinois, and Texas.
help_outline How Long is the Process?
The online application takes about 5 minutes. If successful, funds may be transferred within 24 hours.
help_outline How Does Repayment Work?
Repayments are automatically collected from your bank account on an agreed-upon schedule. You will receive notifications prior to repayment.
help_outline What If I Have to Repay Late?
Late repayments may incur fees and negatively impact your credit score. It's essential to communicate with your lender if you anticipate difficulty.
help_outline Can I Cancel My Loan At Any Time?
Yes, you can cancel your loan within a cooling period of 24 hours after signing. After this, daily interest will accrue.
help_outline What Happens if My Loan is Declined?
If declined, no fees occur and your credit score remains unaffected, though there might be a small footprint on your report.
help_outline Is Dime Alley a Direct Lender or Broker?
Dime Alley acts as a broker, receiving commission from over 50 lenders upon successful applications.
help_outline Is Dime Alley Legit?
Yes, Dime Alley has been operational since 2021 and partners with a reputable panel of lenders.
help_outline Can I Apply On Behalf of Someone Else?
Typically, applications should be made by the individual needing a loan. Exceptions may exist for specific circumstances.
help_outline Can I Get a Loan if I am Unemployed or Self-Employed?
Applicants should usually be employed. Loans may be accessible for those unemployed under special circumstances or if self-employed with a steady income.
4.2
10 reviews

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Business History

Established in 2021 • 2 years in business
Dime Alley has been providing lending services since 2021.

What We Offer

Loan Services

Payday Loans
Short-term loans designed for urgent financial needs; typically range from $100 to $2500.
Installment Loans
Loans repayable over longer terms between 1 to 60 months, suited for larger amounts.

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