What Type Of Loans Do You Offer?

We provide various loan options including payday loans and installment loans. Payday loans typically range from $100 to $2500, suited for immediate needs, while installment loans can be repaid over a period of 1 to 60 months.

Does Dime Alley Charge Fees? Are There Early Exit Fees?

No fees are charged for loan requests. We operate on a commission basis with our lending partners. There are no early exit fees for terminating your loan agreement early.

What is The Criteria For a Loan?

You must be a US or Canadian citizen, at least 18 years old, have a social security number, a live checking account, be employed with a monthly income of at least $500, possess a working email and phone number, and have no recent bankruptcies.

Will Applying for a Payday Loan Impact my Credit Score?

Applying for a loan won't negatively affect your credit score. However, your score may improve with timely repayments.

Which States are Eligible?

Dime Alley operates in all states where payday loans are legal in the US, including states like Alabama, California, Florida, Illinois, and Texas.

How Long is the Process?

The online application takes about 5 minutes. If successful, funds may be transferred within 24 hours.

How Does Repayment Work?

Repayments are automatically collected from your bank account on an agreed-upon schedule. You will receive notifications prior to repayment.

What If I Have to Repay Late?

Late repayments may incur fees and negatively impact your credit score. It's essential to communicate with your lender if you anticipate difficulty.

Can I Cancel My Loan At Any Time?

Yes, you can cancel your loan within a cooling period of 24 hours after signing. After this, daily interest will accrue.

What Happens if My Loan is Declined?

If declined, no fees occur and your credit score remains unaffected, though there might be a small footprint on your report.

Is Dime Alley a Direct Lender or Broker?

Dime Alley acts as a broker, receiving commission from over 50 lenders upon successful applications.

Yes, Dime Alley has been operational since 2021 and partners with a reputable panel of lenders.

Can I Apply On Behalf of Someone Else?

Typically, applications should be made by the individual needing a loan. Exceptions may exist for specific circumstances.

Can I Get a Loan if I am Unemployed or Self-Employed?

Applicants should usually be employed. Loans may be accessible for those unemployed under special circumstances or if self-employed with a steady income.

A pawnshop provides short-term, collateral-based loans without requiring a credit check. Loans are secured by the merchandise you provide.

What is the difference between Pawning and Selling my item?

Pawning allows you to get a loan and reclaim your item later, while selling is a transaction with no return possibility. Selling often provides a higher cash offer.

Why would someone use a pawnshop for a loan?

Pawnshops offer a quick, confidential loan based solely on the value of your collateral, without needing a credit history.

What are the requirements to obtain a pawn loan?

You must be at least 18 years old and present a valid government-issued photo ID. Bring an item of value and you can get cash on the spot.

How do you determine the worth of my collateral?

The value of collateral is assessed based on its current market value, condition, and how easily it can be sold.

Are pawnshops regulated?

Yes, pawnshops are regulated by state and federal laws, including the Truth In Lending Act and the Fair Credit Reporting Act.

PawnShopz | Discover pawn shops in California, Pomona

pawn shops in California, Pomona

Dime Alley

phone language payday loans

Opens in 2 hours ⌁ 3.8km

2 years in business

AJ’s Super Pawn

phone language pawn shop

Opens in 2 hours ⌁ 0.7km

Not found

Pomona Pawn Shop

phone language pawn shop

Opens in 2 hours ⌁ 3.2km

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