What is a payday loan?

A payday loan is a short-term, unsecured cash advance that you'll repay on your next payday, helping to cover unexpected expenses without incurring bank penalties.

How much collateral do I need to get a payday loan?

No collateral is needed; your job and regular income serve as your collateral.

What are the minimum requirements to qualify for a payday loan?

To qualify, you need a job or regular income, be at least 18 years old, and have a checking or savings account.

How fast can I get my payday loan?

Once qualified, you can receive your loan by 5 PM PST the next business day, if your bank processes electronic deposits.

What documents do I need to apply for a payday loan?

There are no documents to fax; all applications are processed online.

How will I know my loan approval status?

You will be notified by phone or email within an hour during business hours, or the next business morning if outside those hours.

When do I need to repay the loan?

Loan payments are typically due on your next payday, with loans lasting up to 30 days.

How much does it cost to apply for a payday loan?

There is no cost to apply; Cash Depot does not charge hidden fees.

Can I get a payday loan with bad credit?

Yes, Cash Depot does not check credit history, focusing instead on your current job and income.

If I have declared bankruptcy, can I still qualify?

Yes, as long as you have a job and receive a regular paycheck.

Can I obtain a payday loan if my income is from Social Security or a pension?

No, Cash Depot does not provide loans against retirement income.

What Type Of Loans Do You Offer?

We provide various loan options including payday loans and installment loans. Payday loans typically range from $100 to $2500, suited for immediate needs, while installment loans can be repaid over a period of 1 to 60 months.

Does Dime Alley Charge Fees? Are There Early Exit Fees?

No fees are charged for loan requests. We operate on a commission basis with our lending partners. There are no early exit fees for terminating your loan agreement early.

What is The Criteria For a Loan?

You must be a US or Canadian citizen, at least 18 years old, have a social security number, a live checking account, be employed with a monthly income of at least $500, possess a working email and phone number, and have no recent bankruptcies.

Will Applying for a Payday Loan Impact my Credit Score?

Applying for a loan won't negatively affect your credit score. However, your score may improve with timely repayments.

Which States are Eligible?

Dime Alley operates in all states where payday loans are legal in the US, including states like Alabama, California, Florida, Illinois, and Texas.

How Long is the Process?

The online application takes about 5 minutes. If successful, funds may be transferred within 24 hours.

How Does Repayment Work?

Repayments are automatically collected from your bank account on an agreed-upon schedule. You will receive notifications prior to repayment.

What If I Have to Repay Late?

Late repayments may incur fees and negatively impact your credit score. It's essential to communicate with your lender if you anticipate difficulty.

Can I Cancel My Loan At Any Time?

Yes, you can cancel your loan within a cooling period of 24 hours after signing. After this, daily interest will accrue.

What Happens if My Loan is Declined?

If declined, no fees occur and your credit score remains unaffected, though there might be a small footprint on your report.

Is Dime Alley a Direct Lender or Broker?

Dime Alley acts as a broker, receiving commission from over 50 lenders upon successful applications.

Yes, Dime Alley has been operational since 2021 and partners with a reputable panel of lenders.

Can I Apply On Behalf of Someone Else?

Typically, applications should be made by the individual needing a loan. Exceptions may exist for specific circumstances.

Can I Get a Loan if I am Unemployed or Self-Employed?

Applicants should usually be employed. Loans may be accessible for those unemployed under special circumstances or if self-employed with a steady income.

What types of items do you accept for pawning?

We accept jewelry, watches, electronics, power tools, musical instruments, and more.

What are your interest rates?

We guarantee the lowest interest rates, but check in-store for specific details.

Is there any fee for the first loan?

We offer free interest on your first loan with us; please visit our stores for more details on this offer.

What is an Online Loan?

An online loan is a short-term emergency loan that can be acquired irrespective of credit history, as many lenders do not check credit scores. These loans are meant for urgent situations and are to be repaid quickly.

How Do I Apply for an Online Loan?

You simply need to fill out the application on our site, which will match you with a lender from our partner network. There is no obligation to accept the loan offer.

What are the Qualifications?

To qualify for a loan, you must be at least 18, a legal US resident, have a valid email and phone number, a personal bank account, and have been employed for at least 90 days.

Will I Need to Fax Documents?

Usually, no faxing is needed as most verification can be done electronically. However, some lenders may request additional documentation.

What is the Fee for a Cash Loan?

Submitting an application through our website is free, but lenders may charge fees which will be disclosed when you receive an offer.

Why is my Bank Routing and Account Number Required?

These details are necessary for funds to be directly deposited into your bank account.

How Are My Payments Made?

Payments for online loans are automatically debited from your bank account on the due date.

What if I have questions about an offer or a loan?

We cannot access specific loan details due to privacy policies. You will need to contact your lender directly for any inquiries.

How can I contact Goldline for assistance?

You can reach Goldline by calling 800-827-4653 or through the Contact Us form on our website.

What are the risks associated with investing in precious metals?

Investing in precious metals can entail risks as their values can fluctuate. Historical performance is not indicative of future results.

Do you offer IRA services for gold investments?

Yes, Goldline offers IRA options for precious metals investments.

What types of items do you accept for pawning?

We accept a wide variety of items including jewelry, gold, silver, coins, electronics like computers and TVs, musical instruments, tools, firearms, and more.

What are your hours of operation?

We are open Monday to Sunday from 10:00 AM to 5:00 PM.

Do I need an appointment to buy firearms?

Yes, firearms transactions are by appointment only.

What types of items do you buy?

We buy gold, jewelry, diamonds, luxury watches, scrap gold, silver, and coins.

How do I get a quote for my items?

You can contact us via phone or email, and we will assess your items and provide an instant cash offer.

Yes, all appraisals are free, and we pay top dollar for your items.

How quickly can I get my cash advance?

You can receive cash advances on the same day, but it may take up to one business day based on bank processing.

Do I need to have good credit to qualify?

No, all credit scores are welcomed. Our lenders work with various credit types.

What are the requirements to apply for a cash advance?

You need to be 18 or older, a US resident, have a bank account, a valid phone number, a valid email address, and a regular source of income.

How much can I borrow?

You can borrow between $500 and $5,000 with our lenders.

What precious metals can I include in my IRA?

You can include Gold, Silver, Platinum, and Palladium as recommended by the IRS guidelines.

Are there any fees associated with your services?

We offer zero lifetime fees for qualifying IRAs, ensuring peace of mind regarding storage and custodial charges.

PawnShopz | Discover pawn shops in California, Santa Fe Springs

pawn shops in California, Santa Fe Springs

Cash Depot Inc

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Dime Alley

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Super Payday Loan

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Goldline

phone language precious metals

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Aces Jewelry & Loan

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Los Angeles Gold Buyers

phone language gold buyer

Opens at 10:00 AM ⌁ 1.3km

Gold Dealers, Jewelry & Diamond Buye..

Fastest Cash Advanced

phone language cash advance

Closed today ⌁ 15.9km

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Freedom Gold USA

phone language Gold Buying

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Newmont Capital Group

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16 years in business

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