What types of loans does Rupyy offer?

Rupyy offers various loan products including personal loans, business loans, used car loans, new car loans, loans against cars, two-wheeler loans, and green loans.

What is the processing time for loans?

Loans can be processed and disbursed within 24 hours, provided all necessary documentation is submitted.

What types of gold do you accept?

We accept all types of gold jewelry, coins, and items. However, we do not buy stolen or fake gold.

Do I need documents to sell my gold?

Yes, sellers must have the appropriate documentation to deal with us.

Can I get a gold loan without a credit score?

Yes, our gold loans are secured by your gold, so credit scores are not the primary factor.

What documents do I need to sell gold?

You need valid identification, such as an Aadhar card or driver’s license, and any purchase receipts for your gold items.

How long does the evaluation process take?

The evaluation process usually takes about 15 to 30 minutes, depending on the complexity of the items being evaluated.

Do you buy damaged gold items?

Yes, we purchase damaged gold items as well. We assess based on the gold content.

What are the minimum and maximum loan amounts available?

The minimum loan amount is Rs. 5,000 and the maximum is Rs. 1,00,000.

What is the processing fee for a loan?

The processing fee ranges from 5% to 8% of the loan amount.

How quickly will I receive my loan?

Funds are usually disbursed within 4-5 hours after loan approval.

Are there any pre-closure charges?

No, there are no pre-closure charges for the loans we offer.

What types of personal loans do you offer?

We offer various personal loans including travel loans, wedding loans, education loans, and loans for medical emergencies, among others.

How can I check my CRIF credit score?

You can check your CRIF credit score online via our detailed blog guide, which lists the steps to ensure you get accurate information.

What documents are required to apply for a personal loan?

Typically, you will need proof of identity, income documents, bank statements, and other financial information as outlined in our application process.

What is a Non-Banking Financial Company (NBFC)?

A Non-Banking Financial Company (NBFC) is a financial institution that provides various services including loans and insurance, but does not engage in traditional banking activities such as accepting deposits from the public.

What are the key differences between banks and NBFCs?

1. NBFCs cannot accept demand deposits. 2. NBFCs are not part of the payment system and cannot issue cheques. 3. Deposit insurance from the Deposit Insurance and Credit Guarantee Corporation is unavailable to NBFC depositors.

What documents are required for applying for a Personal Loan from BharatLoan?

1. Photo Identity Proof (PAN card) 2. Latest salary slip 3. Aadhaar Card 4. Permanent Address Proof (passport or any utility bill not older than 2 months) 5. Latest bank account statement.

Can I repay my loan before the due date?

Yes, you are allowed to repay your loan early to avoid any additional interest accrual.

How fast can I get my loan?

You can expect your loan to be disbursed within 30 minutes or less from the approval.

What types of loans do you offer?

We offer collateral loans, personal loans, and cash advances based on the items you provide.

How can I sell my valuables?

You can bring in your items for an appraisal and we will provide you with a cash offer.

Are there fees associated with loans?

Yes, we have a transparent schedule of charges that outlines all fees and interest rates associated with our loans.

What are your terms for loan repayment?

Our loan terms vary depending on item value, but generally, you can repay the loan within 30 to 90 days.

What is the procedure of application?

It is quick and easy, requiring a digital signature. To apply, click on the homepage slider and fill out the application form. Payment will follow application approval.

Is it safe to apply online for a loan?

Yes, your information is safe. All important data is encrypted using the Secure Socket Layer (SSL) protocol.

What are the eligibility requirements?

You must be an Indian citizen, at least 18 years old, employed (salaried or self-employed), and capable of repaying the loan.

What documents are needed for the application?

You'll need to provide bank account details, a mobile number, PAN card, proof of address (Aadhaar, voter card, license, or passport), and proof of employment.

How long does it take to get a feedback?

Most applications are approved within minutes, but additional information may delay feedback.

Will employers be contacted?

No direct contact will be made with employers, although the accounts department may be contacted for simple checks.

How safe are internet banking details for the application process?

Your account details are only accessible via snapshots, and all information is encrypted and securely stored.

How much loan can I receive?

Loan amounts depend on credit rating, income, and expenses. We lend amounts that you can repay comfortably.

Can I take further loans while an existing one is still active?

Top-up loans are not available; however, you can apply for a new loan once the existing one is repaid.

How quickly can I receive money after loan approval?

Approval takes approximately 30 minutes, but bank transfer timing may vary. Generally, you'll receive the loan within 24 hours.

What are the early repayment charges?

There are no early repayment charges. The interest is calculated for the exact duration the loan was held.

What security measures are in place to protect my information?

High standards of privacy and security, comparable to those of banks and online payment companies, are maintained.

How much can I currently borrow?

You can currently borrow up to INR 1,00,000, with potential increases based on repayment history and credit score.

Are there any hidden costs?

No hidden costs exist; however, a daily interest of 0.2% is charged, and fees apply for missed repayment deadlines.

What could lead to my loan application being declined?

Applications may be declined if lending is not in the applicant's best interest.

What types of items can I sell to Jewels Planet?

You can sell gold, silver, diamonds, and coins to Jewels Planet.

What are your business hours?

We are open Tuesday to Sunday from 11:00 AM to 07:30 PM.

How can I contact Jewels Planet?

You can reach us at +91 9891 22 44 66 or email us at jewelsplanet916@gmail.com.

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