What is a bridge loan?

A bridge loan is a short-term loan used for commercial property needs, providing immediate cash flow until permanent financing is secured or an existing obligation is removed.

What is the Loan Checklist?

The Loan Checklist is a comprehensive list ensuring that all due diligence and closing requirements have been met.

What is a Loan Agreement?

The Loan Agreement is the written contract between the Borrower and Lender, detailing terms such as Loan Amount, Interest Rate, Term, and Payment schedules.

What is a Promissory Note?

The Promissory Note is a written promise by the Borrower to repay the Loan, detailing specific terms.

A Guaranty refers to the personal wealth of each Guarantor backing the repayment of the loan.

What is an Unconditional Guaranty of Payment & Performance?

This guaranty involves a third party agreeing to fulfill the Borrower's obligations if the Borrower defaults.

What is a Mortgage and Security Agreement?

This contract creates operating covenants securing the performance of the Loan.

What is a Pledge Agreement?

A Pledge Agreement allows the Borrower to use additional collateral to secure the loan.

What is a Collateral Assignment of Leases?

This agreement allows the Lender rights to collect rents if the Borrower defaults.

What is a Borrower's Counsel Opinion Letter?

A legal opinion confirming that the loan documents are valid and enforceable.

What is a Deed of Trust (or Mortgage)?

This document secures repayment of the loan with real estate.

What is an Owner's Affidavit?

A sworn document asserting there are no other liens on the real estate.

What is an Assignment of Rents?

This document allows the Lender to collect rents if the Borrower defaults.

A document confirming that leases are valid and neither party is in default.

What is a Title Commitment?

This insurance confirms the Borrower's legal title and the validity of the lien.

Why would a Borrower pay higher interest rates than permanent financing?

Borrowers often weigh the cost of renting capital against the possibility of significant growth in their business profits and enterprise value.

What types of loans do you offer?

We offer payday loans and cash advances that cater to short-term financial needs.

Is there a credit check required for loans?

No, we do not require a credit check for our payday loans and cash advances.

What should I do if I cannot repay my loan on time?

If you are unable to repay your loan, please contact us before the payment due date to discuss available options, including entering into an extended repayment plan.

What are your operating hours?

We are open Monday to Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We are closed on Sundays.

Are Bicentennial (1776-1976) coins worth anything?

Bicentennial coins are worth their face value because they were minted in large quantities.

Do you buy foreign coins and paper money?

Yes, we buy foreign coins and paper money, especially rare items, and can offer competitive prices for them.

What kind of Precious Metals do you buy?

We buy all precious metals, emphasizing coins made of gold, silver, and platinum, including jewelry and dental gold.

Do you have coins that could be used as gifts?

Yes, we offer items like silver eagles and birth year coins, which make popular gifts.

Can you come to my location if my collection is too large?

We can arrange in-home or bank appointments if your collection is extensive.

How long has Shorewood Coin Shop been in business?

We’ve served clients for over 50 years.

Are you part of a large conglomerate?

We are a family-owned and operated business located in Shorewood, WI.

I think I have something valuable. What shall I do?

Feel free to call with questions. We provide free phone consultations.

Do you offer on-site appraisals?

Our fees include drive time ($75 an hour). Fees can be waived if we purchase the balance of the collection.

Yes. We buy domestic and foreign stamps.

PawnShopz | Discover pawn shops in Wisconsin, Hartford

pawn shops in Wisconsin, Hartford

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